Dear readers, I have decided to give a new twist to the Risk Watch by sharing sober reflections about some general life events which shows that it is indeed a small world. Far from being a preacher, it is these reflections that makes us sit up and think again...
Dear readers, I have decided to give a new twist to the Risk Watch by sharing sober reflections about some general life events which shows that it is indeed a small world. Since risk is encountered in every sphere of our lives, its management should also be holistic. An ethical...
“The difference between a successful person and others is not a lack of strength, not a lack of knowledge, but rather a lack of will.” – Vince Lombard This is a continuation of key roles expected of the modern branch manager. Some of which are excerpts from my book. Read...
The only thing worse than training your employees and having them leave is not training them and having them stay - Henry Ford Post-training- are the courses making a difference at your workplace? Sometimes I get saddened when I realize that after all the preparation, efforts, enthusiasm, passion that I put...
“Banking is necessary, but Banks are not”….Bill Gates The above quote from Bill Gates hit me hard when I came across it a couple of years ago. I asked myself “What does he mean by that?”. I got his idea when I travelled in 2019 with a group on a...
“Explanation is not half as strong as experience, but experience is not half as strong as experience and understanding.”… Mark  Z  Danielewsky Welcome to Part 3 of this series. Segregation of duties is a key principle in financial control, aiming to reduce the risk of fraud and error. It...
“The world suffers a lot not because of the violence of bad people but because of the silence of good people” …..Napoleon Bonaparte. What is Whistle blowing? According to Wikipedia, “A whistleblower is a person who exposes any kind of information or activity that is deemed illegal, unethical, or not correct within an organization that is...
...the front desk executive "People perform best and deliver the best customer service when they like what they do."    Author Unknown The front desk of many financial institutions are manned by pleasant looking ladies and gentlemen, yet despite the external beauty, some of them are not experienced enough to meet the...
– is it an obstacle in modern banking? “...I say, that Power must never be trusted without a check.” ― John Adams, Adams-Jefferson Letters  Definition and general description A Separation of Duties (SoD) is the concept of having more than one person required to complete a task. In business, the separation by sharing of more than...
"Remember that failure is an event, not a person." - Zig Ziglar This is what one expert says which proves my firm belief that working with ethics is the true pillar of banking success: The four pillars of ethics in banking It is evident that ethics in banking is of supreme...

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