Maya Angelou once said, “People will forget what you said, people will forget what you did, but people will never forget how you made them feel.” Two weeks ago, I shared a few practical tips on how banks can use relationship banking to protect their customers’ funds. Last week, I...
  “Ignoring technological change in a financial system based upon technology is like a mouse starving to death because someone moved their cheese” – Chris Skinner  Digital banking and most often, mobile banking has created huge opportunities in terms of social inclusion and accessibility. This is furthermore important now, when the world...
"Challenges are what makes life interesting. Overcoming them is what makes life meaningful" -- Joshua J. Marine In this era of pandemics, all banks are reminding their customers to go digital. This is a very good advice to give, but how is this being implemented? Let us look at some feedback...
This week, I am starting a series that reflects many bankers’ headaches: Losing customers. It is important to reflect on what a bank is doing or not doing right. Sometimes more than half of some banks’ account holding can be classified as inactive or dormant. Despite the beautiful edifices,...
To me, character in a person is judged by the decisions that are made under pressure.-Bryan Cranston Dear Readers, last week I examined some aspects of pressure being given to various staff who handle loans. Pressure can come from both internal and external sources. In this final edition of advocating...
The Sales and Marketing Function Experience is not what happens to you. It is what you do with what happens to you. Don’t waste your pain. Use it to help others….Rick Warren Sober reflections These days, no week passes by without mention of negative issues in our financial institutions, businesses, government departments...
“Treat your customer as you want to be treated as a customer" - Catherine Pulsifer    Dear Readers, welcome to the concluding part of my take on how we can partner security guards in risk management, especially in financial institutions. Unexpected Feedbacks - The Telephone Call Guess what? I received a telephone call from...
“Too many security officers live day to day. They just want to be treated with dignity” ---John Wilson Dear Readers, please read this post carefully. It went viral on social media recently, but after reading it, I started feeling guilty about some of the issues involved because most of us...
  "Commitment in the face of conflict produces character." - Mark Twain Dear readers, last week I shared some sentiments about how relationship banking can be optimised as a risk management tool. I concentrated on how customer visits and face to face meetings with borrowing customers could reduce loan defaults to...
At its core, banking is not simply about profit but also about personal relationships… Felix Rohatyn A friend recently made a very profound statement….”As for you bankers, you act so aggressively when you are selling your products to us - and then suddenly go cold and unapproachable when the deal is...