Banks are in the business of assuming and managing risks and by virtue of this they are vulnerable to liquidity and solvency challenges. Since, banks rely on customers’ deposits that can be withdrawn on little or no notice, banks are prone bank-runs, where depositors seek to withdraw funds quickly...
  Cocoa is believed to have originated from Central America about 5,000 years ago, as it was a delicacy of the inhabitants along the Yucatán; but today, production of the cash crop has gained global recognition. With three main varieties - Forastero, Trinitario and Criollo - Forastero is the most...
“It is our collective and individual responsibility, to preserve and tend to the world in which we all live” - Dalai Lama Introduction It may be tough to fathom, but we humans are directly and indirectly responsible for the devastating COVID-19 pandemic. Yes, we’re at fault for this chaos....
2022 is almost coming to an end. How has the year been so far? Have you achieved everything or most of the things you set out to do? Were your expectations met? More importantly, how have you fared emotionally and mentally amidst all the challenges you may have faced...
… the sturdy fellow’s staying power I am passionate about research work and didactic writing. At all times, I love to share my thoughts on different disciplines or topics, ranging from leadership at the national and international levels, education, culture/religion, family life, health, business and personal growth. The numerous responses...
How to achieve your goals in 2023. As a life coach I often get asked: “How do I achieve my goals?” I always say the same thing: “There are just a few consistent steps that you need to take to get you from where you are to where you need...
Charlie, Freddie, the thing pascal o! Hehehehehehe! A Pandora box has been opened and some men are beginning to tremble when they remember the ‘manifestoes’ they whispered into the ears of ladies during that period of sweetness. It’s about time to take stock! The good news is that in...
This is an update on an article originally written 8+ months ago.  Still there are plenty of articles/posts on why the HR function is or can be critical in a Startup or SME Environment. As an HR & OD (=Organizational Design/ Development) Consultancy, we (HIREghana) specialize in HR Setups...
The year 2022 Forbes World Billionaires’ list names Alice Walton, an American heiress to the fortune of Walmart as the second richest woman and eighteenth in the world with a networth of $65.3 billion. She is credited with this timeless expression, “one of the great responsibilities that I have...
By Ebenezer Ashley (PhD.) The financial crisis that commenced in 2007 and erupted into immeasurable proportions in subsequent years impelled many global leaders to identify strategic ways to forestall its future occurrence; minimise the adverse impact, should it reoccur; and to address youth unemployment challenges in the face of current...