Every social development project involves communication: Communication between members of a community and a group; communication between development workers and the people among whom they work; communication between funding agencies and field workers and so on. Communication involves the sharing of ideas – information, of emotions, of hopes and...
I have been an advocate of vision boards for many years now. It has been tried, tested and proven to work. Just to reiterate, a vision board is essentially a physical (or digital) representation of the goals you wish to achieve. Vision boarding involves collecting images or objects that...
When Sri Lanka’s economic crisis burst into international headlines a year ago, it had already been worsening for many months. Critical fuel shortages prevented people from going to work, and consumer goods could not be distributed. With imports having virtually ceased, medicines and other essential goods were scarce or...
“The tsetse-fly is perched on the tortoise's back in vain.” – Akan proverb Ghana, where are you going? Our nation was born on the desire to live as free men and women. Our independence was fought for to free us from foreign rule and imperialism. We came into existence under...
“Stop selling. Start helping” – Zig Ziglar Dear customers, welcome once again to the risk watch. Banks continue to face a dilemma when opening accounts for various personalities. The semi or stark illiterates Although it is normal to assume that credit worthy and high net worth customers dress in fine clothes, it...
When discussing fixed income securities, it is important to differentiate between the interest rate and the yield that is expected to be earned on a particular investment. An investor's yield is a more important consideration than the interest rate a fixed income security is paying. This is primarily due...
Frequent and intense droughts, floods, heat-waves, tidal waves and warming oceans are becoming rampant due to climate change. We know and experience them, and yet somehow climate change still appears remote to the average person despite the obvious harsh impacts as well as opportunities that this global conversation presents...
Credit cards are becoming an essential tool in our rapidly evolving financial landscape, offering convenience, security and an array of benefits. Yet, for many customers, credit cards remain shrouded in complexity and confusion. This thorough article tries to debunk myths around credit cards and highlight their genuine potential. By...
“What you learn is what you die with.” – African Proverb In the dynamic world of existing businesses, there was a wise and experienced entrepreneur who had cultivated a flourishing company. His business was like a vast field, where dedicated and hardworking employees represented the precious wheat that contributed to...