Ghana has always been a shining example on the African continent, even in the fight against COVID-19. On the occasion of Ghana’s 64th Independence anniversary, we celebrate our nation’s resilience in the face of the global pandemic. As a company, we have strived to make positive impact on Ghana’s development and digital footprint especially in the area of payments through our innovative solutions.
Our journey commenced exactly six years ago from a little home office. Today, with a team of 26 employees and growing, we have developed solutions that touch every household and empower businesses. We have emerged as a leading, award-winning and innovative payment service provider.
Our unique approach to each client request or project is underpinned by our strong technical capabilities and attention to detail. Our ONEWALLET online virtual account, that sits with the mobile money operators (works across all three major networks) is a known name when it comes to mobile money payments in Ghana.
Our solutions have alleviated pain areas for our merchants heralding us into market leadership. Some of our solutions include;
Orchard: This is the centerpiece of our payment gateway. A robust platform designed in-house that allows mobile money and cards payments functionalities. Integration to this platform enables businesses to send or receive funds seamlessly from their own systems or applications. All mobile money transactions on the platform go through the OneWallet virtual account with the Telcos.
VPOS: This is a complex USSD-enabled payment app carefully designed with specific dynamic menus for churches, hospitals, schools, OMCs and general merchants. Each merchant is given a unique USSD Short Code extension. Entities with multiple branches/locations can each receive their transaction notification. Meanwhile, the Head Office of the entity that has been set up on the platform has access to a portal to view all transactions by branch across the entire organisation.
Agropay: Farmers or cooperatives can be enrolled onto this platform by Licensed Buying Companies or agribusinesses. It enables organised purchase of produce or items by field officers or purchasing clerks. Reports clearly show funds disbursed and products received in return, including any discrepancies thereof. Allocation of funds can be controlled from a centralised portal to reduce losses.
eBallot: The leading solution that helps audience choice programs, reality shows and award schemes to collate votes from their audiences and the general public. By simply dialling a short code, fans can vote for their preferred candidates.
eTicket: The ideal solution for holding events where tickets are sold and delivered electronically via QR Codes. Validation is seamless thus, eliminating event ticket fraud and accountability challenges.
Trickles: The leading e-commerce app on the Ghanaian market that enables customers shop with ease with the added flexible option of installment payment plans. The app will soon provide subscribers flexible micro insurance and financial services in partnership with key industry players.
eShuttle: A cardless solution designed for transport service providers especially university campuses, that enables students buy tickets via QR Codes and top them up using mobile money. By displaying the QR code to the conductor, the ticket is easily validated using a scanner and the value deducted from the holder’s account for that journey.
Txtplus: This is a self-service SMS notification platform that allows our clients to manage their engagement with their customers. Txtplus API allows clients to plug SMS into their systems to enhance their engagement with their customers. They are, thus, able to easily reach their customers with ease and keep them updated on their offerings.
The future belongs to those who dare to dream! We are here to power your businesses with innovative payments solutions.
We congratulate all Ghanaians, home and abroad on the occasion of our nation’s 64th Independence anniversary. We also like to thank all our clients, partners and key stakeholders for supporting appsNmobile Solutions Limited over the past six (6) years.