Africa, a market of more than 1 billion people banks a collective Gross Domestic Product of $3.4 trillion a year. By doing business with anyone other than itself.
In 2016, the World Bank listed the top 5 products exported from Africa as gold in semi manufactured form ($9 billion); non...
"Commitment in the face of conflict produces character." - Mark Twain
Dear readers, last week I shared some sentiments about how relationship banking can be optimised as a risk management tool. I concentrated on how customer visits and face to face meetings with borrowing customers could reduce loan defaults to...
I was a bit bored during the weekend, and so I started watching on Youtube a History Channel documentary which had a reference on the Vietnam War and mistakes made by the American side.
Basically, what the American military did was to use measurements and analytics the wrong way. And,...
At its core, banking is not simply about profit but also about personal relationships… Felix Rohatyn
A friend recently made a very profound statement….”As for you bankers, you act so aggressively when you are selling your products to us - and then suddenly go cold and unapproachable when the deal is...
International Women’s Day is March 8th. It is a day named by the United Nations. All over the world, organizations, governments, corporations and universities celebrate women with a variety of programs. Each year has a theme.
This year’s theme is ‘Press for Progress’. The 2017 World Economic Forum Report declared...
Common Mistakes that Bankers Should Avoid
“Adventure is the life of commerce, but caution is the life of banking” …Walter Bagehot
Last week I looked at the ‘Tournier principles’ in great detail. Today, I will share some basic mistakes that bankers make which breach the duty of confidentiality. These inadvertent...
Never mind what the hard skills of the apparent qualifications are. The real requirement for the successful applicant who bags the advertised role for Government Statistician, will be his/the ability to count, backwards.
Depending on who is guesstimating, Ghana has a population of 28 million people, give or take. English...
Teachers. Every day thousands and thousands of teachers in Ghana walk into classrooms where they hold young minds in their hands to nurture, develop and build. Some teachers in Ghana have turned playgrounds into pedophile hunting grounds, They use their position, authority, power to sexually harass, extort sex for...
"You can't shake hands with a clenched fist." - Indira Gandhi
Dear Readers, based on a few requests I am repeating this two-part series first published in January 2014. It is still relevant and a guide for managers who coach new recruits on the oath of secrecy.
Banks have a ritual...
In 2017, the new management of the Ghana Investment Promotion Center (GIPC) set for itself the ambitious target of attracting a quantum of US$5 billion into Ghana comprising of Foreign Direct Investment, (FDI) domestic and Joint Venture (JV) inflows. The deepening of existing investment was also front and center.
Total...