After writing a series of articles emphasizing liquidity as the life blood of banks and financial institutions, readers may be surprised about the above heading. I have deliberately chosen to sound a warning to banking and finance practitioners about the potential for excess liquidity to breed recklessness in investment...
One year after the new government came to office, it is shocking to hear Ghana's public debt has risen to GH¢138billion. The huge Dracula-like debt the previous government left was GH¢122billion; therefore, not decreasing it means government has only limited borrowing to slow down the debt pile-up. If our revenue...
Last week we started with the history of decision-making, and this is the concluding part of the history. It has become very important to clearly establish some fundamentals of the subject matter before we delve into details.  History always has something to tell, as was put forth by Kofi...
The kind of mood or emotional state we find ourselves in, during working hours, has a very direct effect with the quality of work we produce. This is a fact that very few people will contest. And if our work involves dealing directly with customers, then our emotions become...
In part 1 of this article, I delved into the two main types of negotiation and further supported it with 5 styles of negotiation. These laid the bedrock for the development of this paper enabling me at this final part of the paper to discuss preparation strategies for negotiation...
Wisdom Key - We live in a period of unprecedented opportunity. The secrets of enduring advantage are available to anyone who wishes to climb to the very pinnacle of achievement. Each article in this series highlights two critical attributes from our book, 101 Keys to Achievement and Fulfillment. This is...
At the beginning of the year like this, the tech giants in the world gather together to exhibit their new tech break-throughs and help define what the world should expect in the months ahead. This year was not different when the giants of the tech world gathered in Las Vegas...
Africa is poor, but we can try to help its people. It's a simple statement - repeated through a thousand images, newspaper stories and charity appeals each year, so that it takes on the weight of truth. When we read it, we reinforce assumptions and stories about Africa that we've...
Ghana’s President Nana Addo Dankwa Akuufo-Addo is certainly redefining Africa’s new vision for development, by declaring that Ghana’s ‘economic development beyond aid’ is the cornerstone of his government’s economic policy. I have lost count of the number of times President Akufo-Addo has repeated his favourite slogan of “Developing Ghana beyond...
Dear Readers, last week I talked about first impressions at a bank’s front office – the role of staff and their challenges.  Now let us look at the role of management. Role of Management          There is a saying that “a good tree is known by its fruit”. It should be...