Financial Intermediaries can be defined as financial institutions such as rural banks, commercial banks, savings and loans companies, and credit unions that accept deposits from the public and makes loans to those needing credit.  Rural banks act as a middleman between cash surplus units in the economy (savers) and...
In January 2018, the international community marked the 70th anniversary of the United Nations Declaration of Human Rights in 1948. Historians, political economists, anthropologists and development analysts say human rights issues have a more obvious connection with trade and commercial activities dating back to the 18th century. One of most extremely...
Common Mistakes that Bankers Should Avoid “Adventure is the life of commerce, but caution is the life of banking” …Walter Bagehot Last week I looked at the ‘Tournier principles’ in great detail. Today, I will share some basic mistakes that bankers make which breach the duty of confidentiality. These inadvertent...
Brutally murdered corpses lying in the backdrop of lush-green fertile farms, with legs and hands thrown akimbo - this is the horrendous imagery that has characterised the bloody relationship between local farmers and Fulani herdsmen in recent years. As it has been in recent years, the wanton destruction of life...
It is easy to pinpoint Ghana’s peers when it attained independence in 1957 - South Korea, Singapore, Malaysia and the like - and use that to judge Ghana as a spectacular failure in delivering much-desired economic goods for its people. Sixty-one years is a long time in a country’s development...
“Risk is part of God’s game, alike for men and nations.” – Warren Buffet Introduction                                                          An investment strategy is fundamentally a plan for...
“Risk is part of God’s game, alike for men and nations.” – Warren Buffet Introduction                                                          An investment strategy is fundamentally a plan for...
This article is based ‘loosely’ on my same-topic interview for GBC Radios’ Uniiq Business Hour program of past Thursday, the 15th of February; this is by no means an full and comprehensive look at Business Plans. There are a lot of myths and misperception regarding what a Business Plan is,...
Teachers. Every day thousands and thousands of teachers in Ghana walk into classrooms where they hold young minds in their hands to nurture, develop and build. Some teachers in Ghana have turned playgrounds into pedophile hunting grounds, They use their position, authority, power to sexually harass, extort sex for...
The British High Commissioner, Iain Walker has noted the recent corruption perception index on the country is likely to affect investor confidence that is why the swearing in of the Special Prosecutor last Friday by the President before travelling abroad is a landmark. The setting up of the office of...