Many financial institutions that act like banks are not supervised like banks If it looks like a duck, quacks like a duck, and acts like a duck, then it is a duck—or so the saying goes. But what about an institution that looks like a bank and acts like a...
What is a corporate social responsibility strategy? A corporate social responsibility strategy takes into account customer, employee, shareholder, community, and environmental issues in their business operations. The most effective initiatives lie at the intersection of key societal matters and financial growth. Why is it important to be socially responsible? It’s important for...
Today, all over the world, women have been empowered to attain their full potential and explore areas that bring them comfort, reveal their strength and contribute to the economy of the nation they find themselves in. Meet Bernie-Asher Makafui Grey, Ghana’s first female Uber driver, or Uber businesswoman, if you...
In our preceding article of the series on bonds, we looked at what bonds are, characteristics of bonds and the various types of bonds. Our focus in this article will be on bond pricing and bond yields. Bond pricing It is very important for every bond investor to know the price...
When Pablo Escobar held sway in Colombia as the eminence grise of the cocaine trade, he would apparently offer anyone who stood in his way.  'Silver or lead - take a bribe or take a bullet'.  A compelling business proposition, to anyone, then or now, presented with these hypnotic...
Myositis Awareness Month got me thinking…and really, reflecting about a time, before my initial flare-up almost three years ago, when Myositis wasn’t at the forefront of my consciousness—a notion that seems so foreign to me now. I think back to the first time I heard the word “Dermatomyositis”, and...
  Customer feedback is information coming directly from customers about the satisfaction or dissatisfaction they feel with a product or a service. Customer comments and complaints given to a company are an important resource for improving and addressing the needs and wants of the customer. The information is procured through...
From the foregoing discussions, it is clear that poor corporate governance practices lead to bank distresses and failures. The problem of distress can affect a single bank as well as many banks within the banking industry. The weaknesses in corporate governance practices and distresses and failures are not only...
Introduction The causal relationship between energy consumption and economic growth has attracted many literatures. Researches relating to these two variables are conducted in order to propose policy frameworks to ensure that efficient policies are implemented. Following the pioneering work by (Kraft and Kraft, 1978) who found a unidirectional causality running...
We all know that brands like, for example, Coca Cola, Virgin, Apple and Google are some of the most valuable brands in the world. All of these valuable brands have one thing in common: a great Customer Experience infused into the brand - in a way that makes the brand relevant...