The banking sector is experiencing competitive disruption constantly, particularly the digital segment of the sector, with competitive advantage being redefined daily. Digital disruption is occurring at every level of the financial services industry. New competitors, new channels, new processes, and new consumer expectations are shifting the banking industry paradigm. This...
“There is no virgin in a maternity ward.” – Cameroonian proverb Are you a patriot or a pirate? Growing up, our society sought to incubate a sense of patriotism in us; so that we would grow up to love our nation. It was more of a ‘civic religion’, wherein the...
Ghanaian pilot Eric Acquah started a drone company in 2017 to spray crops with pesticides, but when coronavirus hit the West African country he found a new mission - saving lives. The company has used 20 drones to disinfect about 38 open-air markets in Ghana, spraying a couple of acres...
In recent times, especially within the last two weeks, the kind of political discourse we have witnessed in Ghana - especially in the media - has not been pleasant, neither does it promote peace. As this year is an election year, based on previous election periods, some of us expected...
With new data showing that global carbon emissions are rebounding more quickly than expected after coronavirus lockdowns are eased, questions are being asked about the prospects for renewable energy projects in emerging markets.  Just as the pandemic has had an considerable impact on the global economy, travel restrictions and the suspension of...
“All across the world we are noticing growth…. Technology growth is the driving principles that are developing renewable energy resources. But Ghana seems to be missing in the puzzle. Renewable energy is a fright to policy makers” – Nana Amoasi VII, IES Executive Director. Across the world, access to...
The low-wage workers who make up nearly half of the US workforce have long been neglected, steadily falling behind highly educated workers in expanding industries such as technology, finance, and entertainment. Since the 1970s, real (inflation-adjusted) wages have stagnated for prime-age men with less than a college education, and...
Agriculture remains the mainstay of many economies in the world. This view is further strengthened with onset of the COVID-19 pandemic. However, a major challenge is limited access to the use of mechanisation in the production process. Rudimentary tools such as the hoe and cutlass are still used as the...
If you write, or relish the thought of writing, hearing about the COVID-19-imposed lockdown would have brought you some relief, among other emotions. You probably thought this would give you the precious time you needed so much to write some more or finish that book. It's been months now,...
I had just three things to do that day and I still managed to get myself in a tight spot even before midday. I almost bungled my own agenda for a day I thought was so well planned. By the time I got to the barbering salon. I had...

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