The National Insurance Commission (NIC) says, it will continue to flash out individuals who fix fake motor insurance stickers on their vehicles until the act is stopped.
To safeguard the effectiveness of this, the NIC and Motor Transport and Traffic Directorate (MTTD) Unit of the Ghana Police Service has embarked on an exercise to clamp down drivers who possess fake motor insurance stickers or do not have motor insurance at Asankragua and Wassa Akropong all in the Western Region.
Over 500 vehicles were inspected in these two towns and as a result, about 100 vehicles, which were in possession of fake motor insurance stickers, had no insurance at all as well as others who had other road traffic issues were arrested.
Justice Peprah Agyei, Western Regional Manager of the National Insurance Commission, speaking to the B&FT in an interview noted that most people drive on the roads with no insurance for their vehicles.
“Others drive with fake motor insurance stickers. We cannot count the number of people who have suffered from being victims of a motor crash with fake motor insurance or uninsured vehicles,” he said.
He pointed out that every family in Ghana may have experienced this in one way or another. “People have lost parents, children, siblings and other relatives through a motor crash. Where will these people receive compensation from?” he asked.
Mr. Agyei explained that “The motor third-party insurance cover pays on behalf of the insured or the driver in respect of a legal liability to third parties resulting from an accident caused by his or her vehicle.”
According to him, the third-party policy also covers death of or bodily injury to any person, and or damage to property belonging to someone other than the insured; and then death of or bodily injury to a member of the insured’s household or any other occupants. He added that the policy pays compensation to the driver for bodily injury or death.
ASP Hajia Abiba Salifu, Asankragua Divisional MTTD Commander, gave the assurance that the division is there to make sure the law is enforced to protect lives and properties. “We are ready to help and collaborate with the National Insurance Commission on its activities and mandate,” she said.