Financial inclusion, which refers to the provision of affordable and useful financial services and products to households and firms via a sustainable approach, is a major driver of growth that has the potential for achieving sustainable development.
Why is this true? Well, to begin with, when businesses - particularly small...
The 2022 Budget Statement was introduced by the Minister for Finance, Mr. Ken Ofori-Atta, against the background of addressing current challenges of the economy, investing in the future of the youth, and putting public finances on a sustainable path. Last year, the Budget was shaped by threats posed by...
The customer was expectedly furious. Her order had been botched and she had come in to lodge an official complaint. Interestingly, the front line employee she encountered that afternoon was so calm, it looked unreal. As the customer got angrier as she narrated her ordeal, the front desk lady...
My personal engagement with Godaddy last week confirms the cyber-attack that they say affected mainly the Managed WordPress - giving quick assurances that the IT team is working to resolve the issue.
Cybersecurity concerns are national security concerns. The attacks happen at different levels: be it personal, organisational or...
-creating a balancing act for young bankers
**This was my first article in the Risk Watch column, published in October 2013. I still find it relevant after eight years****
The Risk Watch series comprises of articles that focus on various risks faced by bankers in their daily routines and how best...
What happens or where does one go when a regulator gets it ‘all wrong’?
Regulations address a broad range of issues and can be classified by their objectives. These include safety (for example, food, products), privacy (for example, financial information), protection (for example, intellectual property), environmental (for example, pollution), labor...
What exactly is the Value Added Tax (VAT) standard rate in Ghana after the 2018 Mid-Year budget amended the VAT rate from 15% to 12.5% and delinked the National Health Insurance Levy (NHIL), the Ghana Education Trust Fund (GETFund) and the recent COVID-19 Health Recovery Levy from the VAT?...
Ghana’s government has issued an ambitious “climate budget” as demonstrated by the level of government commitment in the 2022 budget statement –This ambitious “climate budget” is set to drive towards a green transition, promoting sustainable growth, financial and fiscal stability, increased employment and reduced inequalities.
To achieve this, government intends in...
