The 2018 US military Agreement with Ghana. Ratified by this government. Source of ire, protest and party political recklessness. On Wednesday, Ghana was in a state of anger and turmoil after NDC Deputy General Secretary, Mr. Koku  Anyidoho issued threats that have landed him in jail and charged with...
“Too many security officers live day to day. They just want to be treated with dignity” ---John Wilson Dear Readers, please read this post carefully. It went viral on social media recently, but after reading it, I started feeling guilty about some of the issues involved because most of us...
Africa, a market of more than 1 billion people banks a collective Gross Domestic Product of $3.4 trillion a year.  By doing business with anyone other than itself. In 2016, the World Bank listed the top 5 products exported from Africa as gold  in semi manufactured form ($9 billion); non...
The investing landscape can be extremely volatile - and changes year after year, but there is a lot to be said for investing in what you really know and understand. Considering the enormous number of products on offer and the nature of the industry, it is not that simple;...
People who have no access to bank accounts or other financial services – typically women and the youth – are unable to send and receive payments or store money. This puts a brake on their contribution to economic growth. On the other hand, when these excluded groups, particularly unbanked women,...
  "Commitment in the face of conflict produces character." - Mark Twain Dear readers, last week I shared some sentiments about how relationship banking can be optimised as a risk management tool. I concentrated on how customer visits and face to face meetings with borrowing customers could reduce loan defaults to...
Imagine this scenario; you are the Chief Executive or Founder of a company. It may be new, in the growth phase, or mature and established. I offer to give you money, technological infrastructure, access to new markets, training for existing staff, and I bring in some other experts for...
I was a bit bored during the weekend, and so I started watching on Youtube a History Channel documentary which had a reference on the Vietnam War and mistakes made by the American side. Basically, what the American military did was to use measurements and analytics the wrong way. And,...
At its core, banking is not simply about profit but also about personal relationships… Felix Rohatyn A friend recently made a very profound statement….”As for you bankers, you act so aggressively when you are selling your products to us - and then suddenly go cold and unapproachable when the deal is...
International Women’s Day is March 8th. It is a day named by the United Nations. All over the world, organizations, governments, corporations and universities celebrate women with a variety of programs.  Each year has a theme. This year’s theme is ‘Press for Progress’. The 2017 World Economic Forum Report declared...