A successful process of raising funds for your business is the first step towards achieving success. Your business may not be able to materialize productive investment opportunities without access to easy and timely finance. Whether it’s a start-up or an expansion, financing is a crucial step towards business success. Generally,...
“If you make customers unhappy in the physical world, they might each tell SIX friends. If you make customers unhappy on the Internet, they can each tell  SIX THOUSAND friends.”  Jeff Bezos  Customer Exits and Risk Dear bankers, I am sure you have all gone through a painful customer exit...
I’ve worked in the economic and social development sector for more than 20 years. I love my job, but when I mention it to other people, they seem confused about what I actually do. “So, you work on funding citywide programs? You raise money to support some kind of...
National sovereignty, peace, financial prosperity, and territory management have been the building blocks for independence. Although the world has entered a much more civilized and democratic era, human nature to win and rule has never changed. In the recorded human history of 3400 years, there has been peace for...
Financial independence is having enough income to pay your living expenses for  life without having to be employed for salary or depend on others for handouts or loans. The rule of 72 simply computes how fast your money grows given an investment return over a period. It is one of the most useful “must-knows” for every...
“Your most unhappy customers are your greatest source of learning” ~ Bill Gates The bank and customer relationship or the contract terminates by closure of the account at the request of either party.  This can be by mutual agreement, or after a customer has transferred the balance on the account. However, by...
Taniel was invited to the HR manager’s office, and the manager at her department was also in attendance. The HR manager had received a report from her boss about her physically attacking him. She was asked for her side of the story. “Today’s incident was the latest of many...
Price is what you pay and value is what you get.” -Warren Buffet Are you willing to pay the price? I was already exhausted after a 6-hour training program, but I knew that it was my job to help this person. I started by asking them if they were feeling...
“If you want to know the end, look at the beginning.” – African proverb To wake up in the morning is a greater miracle for all of us. Not many of us appreciate this, but that is a discourse for another day. Today, I want us to channel our thoughts...
Currencies - be it the Ghana cedi, euro, British pound or US dollar - are primarily a medium of exchange for goods and services. Currencies have evolved as a buildup on the prior barter system, which was merely an exchange of goods for other goods with no means of...