This study set out to analyse the impact of Ghana’s debt exchange on the financial and real sectors of the economy. Data for the study were collected from the secondary sources Based on the monthly bulletin published by the Central Securities Depository for September 2022, the total bonds and...
CAMBRIDGE – The fact that the world did not experience a systemic financial crisis in 2022 is a minor miracle, given the surge in inflation and interest rates, not to mention a massive increase in geopolitical risk. But with public and private debt having risen to record levels during...
The 2022 financial year will soon end and we will be ushered in a new year. It is obvious that some RCBs are excited because they have achieved their target while others are unexcited because they could not achieve their set targets. However, as important as it is to achieve...
On Friday, 9th July 1976, Nyakrom Rural Bank in the Central Region became the first born of all rural banks. This implies that the rural banking sector is 46 years old. “Rural and Community banking was conceptualized at a time when access to bank credit for farmers and traders, especially...
…Is it enough to keep its top spot among foldables? The Samsung Galaxy Z Flip 4 is an upgraded version of the popular foldable phone, released in August 2022. It boasts an improved camera system, a more powerful processor, a larger battery, and new software features compared to its predecessor. The...
In the political market space, the correlation between the Party, candidate and brand promise (Policies) cannot be overstressed. From consumers’ viewpoint, brands ‘take a special meaning’ because they offer value, with eventual outcome of increased consumer attachment, loyalty and durable relationships. Therefore, in the political brand architecture, the role of...
…The practice of a sage fellow  With a few days to end the year 2022, it is important we sit down to take stock of our lives. Yes, a deeper introspection or appraisal is needed! Indeed, self-evaluation is one of the greatest keys to personal, corporate and institutional growth....
The digital economy has given rise to the enormous growth of social media in almost every sphere of our lives driven by online humor and sarcasm – particularly in the use of memes. The rise in the use of memes is lauded as a worldwide sensation and global phenomenon...
In 1981 thirty-one (31) Rural Banks came together to form the Rural Bankers Association (the name was later changed to Association of Rural Banks-Ghana). In line with registration of businesses in Ghana, the Association was registered under the Companies Code 1963 (Act 179) as a company limited by guarantee. The main...
Ghana’s rural banking industry has seen another year of consolidation, keeping with an established trend that has seen the sector becoming the driving force of the country’s poverty. Alleviation. B&FT’s SETH KRAMPAH takes a look at the activities of RCBs in Micro Finance that have the propensity to alleviate...