On Friday, February 3, 2023, the Ministry of Finance (MoF) released the second Amended and Restated Exchange Memorandum, offering to issue new bonds for institutional and individual bondholders invested in Government of Ghana (GoG), ESLA Plc. and Daakye Trust Plc. bonds to the tune of GH¢130billion. The debt exchange...
Everything rises and falls on leadership - John C. Maxwell If you want to make an impact on the world, learning to lead better and efficiently will help do it. The value system of people affects their productivity at work. Family, religion, society and schools among others affect the productivity...
The debt situation in Ghana In recent times, the discussion on debt and debt servicing arrangements has dominated our public discussions due to the ongoing efforts by government to restructure Ghana’s public debt through what has been described by industry players as “haircuts” under the Domestic Debt Exchange Programme (DDEP)...
Though in a market economy the private sector is seen as the engine of growth, there is no doubt that the public sector’s performance affects aggregate performance of the private sector. The policies of government and quality of their implementation can stimulate growth or stifle it. In the management of...
In my first articles of 2023, I promised to share great success stories of organisations who have built on their uniqueness to showcase their brand. I started with Opportunity International Savings and Loans whose uniqueness in the microfinance sector has benefitted from 39 awards within four years. Today I will...
Ghana has just scraped through a Domestic Debt Exchange Programme (DDEP) consequent on a possible programme with the International Monetary Fund. The country has landed itself in an economic crisis which once again required a ‘visit’ to the Fund – the 17th time since independence. This crisis may have...
Throughout life, we encounter a series of events that require us to make a conscious decision to respond or react. Although many of these experiences are outside of our control, it's important to recognize that our identity is not defined by external circumstances. The ability to define oneself, determine...
Headline inflation is expected to see a downward slide in the coming months, according to projections by several market watchers. The rate is expected to peak this quarter; however, market watchers are predicting a bullish forecast that 2023 could end with a consumer inflation rate of 19.5 percent versus the...
Fear, transient Yet every second of it, true Fear all over Fear no longer there but here Conquering only happens when new fears found   Fear, baseless Yet every minute of it, true   Fears in formation they stay far too long Could shrug, shove, shoo 'em off An invention of the mind, says I Yet here, there’s proof Each day, proof!   Is...
The irony of this world is that doctors advise us to eat more plants for healthy living than animal products because of high cholesterol. Agreed! However, I have come to realise that both the lion and the horse eat different balanced diets. The lion eats meat which contains fat...