Fraud has become a prevalent issue in Ghana, posing a significant threat to the socio-economic well-being of the people and overall development. It is crucial that we recognise the importance of fraud prevention while realising that it is a concern for all, and not solely the responsibility of law...
Did you know that more than 20 percent of the workforce could work remotely three to five days a week as effectively as they could if working from an office? Thanks to the pandemic, hybrid work models have emerged as the new norm for many organisations. Hybrid work allows employees...
Building wealth is a goal that many individuals aspire to achieve. While the journey to financial success may seem daunting, implementing effective personal finance strategies can significantly contribute to building and growing wealth over time. In this article, we will explore key strategies and principles that can guide individuals...
Borrowing money has become an integral part of our financial lives; and in today’s VUCA world, people may borrow to address various needs. Whether it’s for purchasing a new home or car, paying school fees, starting a new business or covering some unexpected expenses, borrowing can provide you with...
…How employee accent affects the customer’s experience The Gateway to Africa (I hope we still are) must be prepared to receive a variety of nationalities and ethnicities. Each of these visitors will come into the country with their own behaviours, eccentricities, attitudes, etc.  Some of the behaviours of those who...
The transformative power of entrepreneurship education is evident in the story of Rohit Okhera, a once-struggling vendor in India who became a thriving business owner after enrolling in an entrepreneurship education programme. Rohit's story is a testament to the potential of entrepreneurship education to spur individual growth and economic...
"You can't shake hands with a clenched fist." - Indira Gandhi Dear Readers, based on a few requests I am repeating this two-part series first published in January 2014. It is still relevant and a guide for managers who coach new recruits on the oath of secrecy. Banks have a ritual...
To start with, financial reporting is the accounting process of communicating financial information to an organization’s stakeholders who need it to help them make informed decisions. Financial reporting is a crucial function for any organization and it is typically presented through financial statements. At least many people are conversant...
Mortgage-Backed Securities (MBS) involve the process of securitization of a pool of mortgage loans, which are sold to investors in the form of notes and bonds. When an individual takes a mortgage loan from a bank to buy a house, the bank may not hold onto the loan for...
Ghana, the Heart of Africa, has long been celebrated for its stable political environment and progressive democratic governance. The nation’s commitment to conducting regular, peaceful presidential elections stands as a beacon for other developing countries seeking to strengthen their democratic institutions. In 2016, Ghana witnessed a notable presidential election that...