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Why cash still rules in a digital economy

Why cash still rules in a digital economy

Over the past decade, Ghana has made significant progress in digital finance. Mobile money usage has expanded rapidly, with transaction values rising from GH¢447.4 billion in February 2026 to GH¢493.2 billion in April 2026 according to the Bank of Ghana (BoG) Payment Systems Statistics.

Juliet Etefe·

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