Health-care and our hospitals. Two issues on Ghana’s mind this week. Our Vice-President Dr. Bauwmia was flown to London to seek emergency medical treatment. That news ignited a flurry of headlines, social media engagement and a series of discussions and disturbing revelations about the state of our health systems. There...
Most start-up businesses face several difficulties which sometimes shut down their startup business in the initial years of operation. It could be failure to meet tax requirements, failure to identify leakages in cashflow, failure to identify creditors or recognise deficiency in financials. This is because most startup business owners...
  So, I received quite a number of emails early this month to share some insights on managing a new business venture and the things to expect. First of all, expect nothing: just enjoy the free ride of the adventures. The secret to the process and eventually mastering the craft of...
There’s no gainsaying that food, agriculture and agribusiness have a substantial economic, financial, social, and environmental pawmark. According to Mckinsey, the $5 trillion Agribusiness industry represents 10 percent of global consumer spending, and 40 percent of employment. The Word Bank gives the industry 10% of global GDP (barring any...
Most start-up businesses face several difficulties which sometimes shut down their startup business in the initial years of operation. It could be failure to meet tax requirements, failure to identify leakages in cashflow, failure to identify creditors or recognise deficiency in financials. This is because most startup business owners...
The preferred approach to mitigating the risk inherent in a credit relationship between a lender and borrower is usually through the use of collateral. Both lenders and borrowers benefit from the pledging of collateral using well-designed and well-operated collateral processes. Legal claims are reduced when the secured creditor is...
  After writing a series of articles emphasizing liquidity as the life blood of banks and financial institutions, readers may be surprised about the above heading. I have deliberately chosen to sound a warning to banking and finance practitioners about the potential for excess liquidity to breed recklessness in investment...
One year after the new government came to office, it is shocking to hear Ghana's public debt has risen to GH¢138billion. The huge Dracula-like debt the previous government left was GH¢122billion; therefore, not decreasing it means government has only limited borrowing to slow down the debt pile-up. If our revenue...
Last week we started with the history of decision-making, and this is the concluding part of the history. It has become very important to clearly establish some fundamentals of the subject matter before we delve into details.  History always has something to tell, as was put forth by Kofi...
The kind of mood or emotional state we find ourselves in, during working hours, has a very direct effect with the quality of work we produce. This is a fact that very few people will contest. And if our work involves dealing directly with customers, then our emotions become...