Brands are the imagery of products. Every product, I would say, is made up of three parts: spirit, soul and body. The spirit is mostly referred to as the life-giving part of a man. In product terms, I refer to the brand as the ‘spirit’. A product’s acceptability and...
In an effort to help individuals make sound financial decisions, Whether you are beginning your professional career, an entrepreneur, a trader, employee or nearing retirement, the financial literacy series will provide you with the tools and resources you need to make informed decisions regarding your financial well-being now and...
One of the most common means of communicating with family and friends for most Smartphone users in Ghana is via WhatsApp. WhatsApp also plays a crucial role in business transactions as more and more businesses are employing the various functionalities of the app to communicate with their customers and...
A SIM box fraud is a setup in which fraudsters install SIM boxes with multiple low-cost prepaid SIM cards. The fraudster then can terminate international calls through local phone numbers in the respective country to make it appear as if the call is a local call. This way fraudsters...
Using an innovative finance tool to spur more development in low-income countries, IFC, a member of the World Bank Group, has announced the completion of a US$9million investment that aims to expand the availability of housing finance by US$500million in eight west African countries over the next four years.
The...
When the Auditor General's (AG) statutory report on the spend by Ministries, Municipalities and District Assemblies (MMDAs) in 2016 is officially presented to Ghana's Parliament in February, 2018, it will come with the usual litany of unapproved payments, contracts backdated to cover work shoddily done, late and overpriced, good...
Failing to plan is planning to fail, it is often said; but planning is a core part of human behaviour, whether consciously or unconsciously. The challenge, however, has got to do with going about planning in a more formal setting. The right time to put up the quality plan...
The actions of these politicians and religious men tend to misdirect focus and mischannel the positive energies of productive youth from productive undertakings which have the potential to uplift the development of society. In effect, the opium of politics and religion administered to the youth of our fatherland is...
This year’s World Economic Forum Annual Meeting comes at a time of good news for the world economy. As we said in this month’s Global Economic Prospects report, for the first time since the financial crisis, the World Bank is forecasting that the global economy will be operating at...
Time-Horizonld age with excellent financial independence is the ultimate goal of retirement planning. Whether you are in your twenties or the parent of a young adult, the process of ensuring that you have sufficient funds to maintain a desired standard of living through your ‘golden years’ is worth considering....