Nana Addo Dankwa Akufo-Addo will, today, deliver his second State of the Nation Address, exactly 13 months after he was sworn in as President. On January 7, 2017 when he was sworn in, one of the daunting tasks he faced was getting the ailing economy under the care of the...
Rural areas are arguably the most overlooked spaces in Africa. This is true both in terms of government services as well as corporate attention. Decision-makers have very little access to credible information about these remote rural spaces, and as a result they can be tempted to act on misconceptions...
This article aims at responding to the key question of whether interest should be charged on intercompany payables from a tax perspective in Ghana.   What is an intercompany payable? Trade payables generally arise when a business makes purchases or receives services on credit from its suppliers. When the two parties (i.e.,...
There are differences between private returns or costs and the costs or returns to society as a whole Consumption, production, and investment decisions of individuals, households, and firms often affect people not directly involved in the transactions. Sometimes these indirect effects are tiny. But when they are large they can...
What a State of the Nation Address must do. The State of the Nation Address (SONA) is the most important speech of the Presidency in any given year. The SONA is the President's prime avenue or opportunity to make his case concerning how he is steering the nation, account for...
As an active recruiter (I am the owner of HIREghana – www.HIREgh.com), my associates and I get to constantly interview Candidates for our own search assignments or as invited members of an Interview Panel. And we see a lot of things that could be improved with a few tips, so...
In the context of this article, I would like us to understand borrower-behaviour as the actions or inactions (failure to act) of a borrower toward a lender after the borrower has entered into a credit agreement with the lender. Indeed, it is said in law that “you cannot place...
A very Happy 2018 to you all our cherished readers - we hope that your business grows in leaps and bounds. This is another year to focus intensively on Customer Loyalty and Development. In our previous articles, we have established the need for Customer Loyalty and the need to consistently...
Digital innovation is transforming how businesses operate and how people work. Your bank will need to embrace digital capabilities in order to revolutionize its business. Achieving digital innovation will require your bank to create immersive digital customer experiences, change the way employees work and rethink your business models. Usually, when...
We all witness constantly this ‘craze’, mesmorization and obsession with Social Media. Every year, more and more billions of dollars are spent worldwide on amazingly elaborate efforts to establish and maintain a social media presence; and this number of billions of dollars is going to increase every year, especially...