Innovation is the engine that drives contemporary economies. Living standards are determined by productivity growth, which in turn depends on the introduction and dissemination of new technologies that allow an ever-wider variety of goods and services to be produced with fewer and fewer of our planet’s resources. Policymakers and the...
The story is told of William Horman, a school principal at the Eton School in London, who released a book titled 'Vulgaria' - Latin for 'everyday adages' or 'common sayings'. In this masterpiece he captured the phrase 'Manners maketh man', which among others speaks to the subject of politeness...
“Every man’s character is good in his own eyes.” – Yoruba proverb Collectively, we always invoke God to “Bless our homeland, Ghana”. The supplication is for our good. It is a deep-seated desire for truth and justice for ourselves; and then the good of the public interest. But in our...
The COVID-19 pandemic is a blow to an already fragile global economic outlook. The health crisis, sharp downturn in activity, and turmoil in global financial markets caught emerging market and developing economies at a bad moment. The past decade has seen the largest, fastest, and most broad-based increase in...
The COVID-19 pandemic has sparked several changes in the way we live, work and do business. The crisis has accelerated digitisation plans in several organisations. This is an opportunity for leaders to accelerate the organisational transformation needed to thrive in a rapidly changing world. At TEMPLE Advisory, we have always...
The West African container trade covers some twenty-five countries, with twenty possessing direct access to a coastline. It is a market that has developed greatly in recent years and is home to some of Africa’s most vibrant, promising markets, such as Nigeria, now Africa’s most populous state and a...
Hiroshima after the US military dropped the atomic bomb on 6 August 1945. Peace Memorial Museum This year marks the 75th anniversary of the bombing of Hiroshima and Nagasaki by the US in 1945, the only time in history that nuclear bombs have been used. The atomic bombs killed tens of...
According to the Congressional Research Service (CRS), measures of economic performance in the refining industry usually begin with the gross margin, referred to as crack spread. The gross refining margin is a simple, first approach to refinery profitability. It is computed as the total revenues from product sales minus...
Guyana has become one of the main upstream stars of the past decade, rising from zero to hero in less than 5 years. Much of Guyana’s rise to prominence took place as its first and largest offshore discovery, the Liza field, was commissioned in late 2019. With the passing of...
Scents matter. We actually live in a world of scents. That enticing aroma of freshly-baked bread, that fresh scent of freshly-washed clothes, that exciting fragrance emanating from the interior of a new car, that inviting fragrance of fresh fruits are part of the human experience that adds some quality...