The financial secret on Valentine’s Day

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By David AMARTEY

Love is an essential part of the human experience and plays a significant role in our emotional, social and psychological well-being. It is a powerful force that can bring joy, fulfilment and meaning to our lives.

The 8th-Century Gelasian Sacramentary recorded the celebration of the Feast of Saint Valentine on February 14. The day became associated with romantic love in the 14th and 15th centuries when notions of county love flourished, apparently by association with the ‘Lovebirds’ of early spring.



Saving money is one of the essential aspects of building wealth and having a secured financial future. Saving money gives us a way out of the uncertainties. As couples celebrate Valentine’s Day in 2024, it is important to have open conversations about finances and ensure you have financial documents in place. By having these financial documents in order, you can build a strong foundation for your future together.

Since finance plays an important role in the celebration of Valentine’s Day, below are some suggested guides to Valentine’s Day money management.

  • Set a budget together
  • Get creative with gifts
  • Plan a budget-friendly date night
  • Take advantage of deals and discounts
  • Plan for the future
  • Practise gratitude

In setting a budget together on Valentine’s Day, plan a budget-friendly date; instead of going out for a fancy dinner, consider a picnic in the park, a movie night at home, or a hike.

Plan a creative gift. Consider making your own home-made gifts, such as a photo album, a scrapbook, or a special dinner.

You can plan a budget-friendly and romantic Valentine’s Day date night by keeping it low-key, celebrating your history, cooking a meal together, setting up a theatre night in your room, taking a walk down the memory lane, recreating your first date and skipping the flowers, among others.

Take advantage of companies or shops running Valentine’s Day discount sales or promotions. They sometimes offer discounts on specific products, bundle deals, or even buy-one-get-one-free promotions.

Plan together by dreaming together, making a plan to pay off debts, start investing for your future, remembering the fun stuff, and figure out where you can express love for less money or expenses.

You also need to practise gratitude, by spending a day with yourself, pamper yourself, journal your thoughts and plans, catch up with your ‘long time no see’ friends, spread love to others, and send your love by helping others or a needy one.

However, if your hard work has paid so well and you want to reward yourself together with your partner or friends, flow my friend, flow; but remember to make provision through savings or investment to enable you enjoy the next Valentine’s Day celebration in a memorable manner.

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