Bridging the gap: Financial inclusion lags as 68% of Ghanaians remain financially illiterate

Zeepay Ghana Limited has assured customers, employees, agents, merchants and partners of its commitment to an orderly and transparent process following the revocation of its Dedicated Electronic Money Issuer (DEMI) licence by the Bank of Ghana (BoG).

The country is set to undertake its most sweeping overhaul of mining legislation in nearly two decades after Cabinet approved a new legal framework aimed at tightening mineral licencing, deepening local participation, strengthening community benefits and positioning the sector to generate greater value for the economy.

Informal cross-border trade between Ghana and its three land neighbours reached GH¢31 billion in the first three quarters of 2025, surpassing formal trade valued at GH¢20.1 billion and accounting for six percent of the country's total trade.

Africa can no longer measure financial inclusion by the number of bank accounts opened or digital wallets activated, and must instead pursue measurable improvements in people's lives, the Second Deputy Governor of the Bank of Ghana (BoG), Matilda Asante-Asiedu, has said.