For over three decades, Republic Investments has stood as a prominent and trusted name in the Ghanaian financial industry, pioneering excellence in Collective Investment Schemes (CIS) and Fund Management. As we look back on our journey, we are excited to have been the pacesetter in the CIS space, having introduced the first CIS in Ghana – the Republic Unit Trust (formerly known as the HFC Unit Trust).
This symbolises our continuous commitment to growth, adaptability and innovation. Our extensive experience, bolstered by our expertise across various market cycles, empowers us to skilfully navigate the dynamic landscape of the Ghanaian economy.
Our journey of resilience began long before the emergence of the Domestic Debt Exchange Programme (DDEP). It was marked by a pivotal event— a directive from the capital market regulator, SEC Ghana, being the adoption of the mark-to-market valuation approach, a process which involved valuing assets based on current market prices. This approach ensures accuracy in asset valuation, reinforcing transparency and accountability in our operations.
In 2022, Ghana’s economic currents reverberated through financial markets, influencing the valuation of financial assets held by collective investment schemes. A laudable move by regulators facilitated the adoption of standardised valuation methods, enhancing the monitoring of fund management and ensuring precise accounting for asset values. Our approach stood resilient, founded upon our profound understanding of market dynamics, economic shifts, and the steadfast relationships we share with our customers.
Even in the face of market fluctuations, we made concerted efforts to educate our clients about the implications of these changes. Our message was clear: these fluctuations were primarily unrealised losses common in cyclical market shifts. We encouraged our investors to view these challenges as temporary, emphasising that our meticulous strategies would lead to eventual recovery.
A distinguishing factor for us lies in the accessibility we offer. Unlike some other competitors, our clients can walk into our premises for cash redemptions, swiftly and hassle-free. We have strategically managed limitations to ensure equitable access to cash when needed.
Throughout our evolution, our commitment has been unwavering. We maintained operational continuity and reinforced the message that our customers’ investments remained accessible. This dedication, combined with our ability to adapt to market shifts, sets us apart from others in the field.
Diverse investment solutions for varied needs
At Republic Investments, we understand that each investor is unique, with distinct preferences, risk appetite and financial goals. That’s why we offer a diverse range of investment solutions designed to cater for a spectrum of needs:
- Republic Unit Trust (Money Market Fund): Designed for conservative investors seeking stability and liquidity, this fund invests in low-risk, short-term securities, ensuring consistent day-to-day returns.
- Republic Wealth Trust (Fixed Income Fund): Focusing on fixed-income securities, this fund aims to generate reliable returns over time, offering a secured avenue for long-term capital growth.
- Republic Real Estate Investment Trust (REIT) (Real Estate Fund): With an addition to the sub-class funds, this fund specialises in real estate investments, leveraging the sector’s resilience for potential value creation.
- Republic Future Plan Trust (Balanced Fund): This fund strikes a balance between stability and growth. It appeals to investors who want to benefit from both money market stability and equity market potential, ensuring a diversified approach that adapts to changing market conditions.
- Republic Equity Trust: Tailored for more risk-tolerant individuals who aim for higher returns, this fund concentrates on equities, offering the potential for substantial gains in favourable market environments. It’s an option for those who can withstand market fluctuations and seek capital appreciation.
- Fund management of client portfolios: We serve the investment needs of High Net Worth (HNW) individuals, provide fund management services to pensions, provident, welfare funds and various institutional funds, with customised wealth management services.
- Corporate finance & advisory services: Focus on providing varied advisory services and fundraising services to corporates/institutions/ projects in the form of debt/equity, preference shares, etc. through both public and private offers.
Our commitment to tailored investment solutions remains unwavering. The Republic Unit Trust SC, Republic Wealth Trust SC, and the Republic Real Estate Investment Trust (REIT) SC, cater for different investor preferences and risk appetites, ensuring that each individual’s financial objectives are met with precision.
Economic recovery as a growth avenue
The dawn of 2023 promises a path of economic recovery. At Republic Investments, we harness this opportunity to create growth prospects for our investors. Our experienced professionals keenly analyse market developments, identifying potential growth avenues aligned with the economic revival. Our strategy focuses on sustainable returns over excessive profits, emphasising secure investment prospects that align with our risk management standards.
We actively seek partnerships/projects that ensure proportional returns to investors, dynamically managing portfolios for optimal performance. By harnessing the post-recovery landscape, we are committed to delivering consistent and sustainable growth to our valued investors.
Safeguarding investments, ensuring transparency
Our dedication to safeguarding investments and ensuring transparency is unwavering. Aligned with Republic Financial Holdings Limited’s commitment to the UN Sustainable Development Goals (SDGs), we prioritise responsible investing and banking practices. Our commitment to environmental, social and governance (ESG) principles is deeply ingrained in our operational approach and due diligence activities. When evaluating investments, sustainability is considered, reflecting our dedication to responsible practices.
In a world fraught with uncertainties, Republic Investments stands as a beacon of stability, transparency and growth. We invite investors to explore the diverse range of options we offer, from collective investment schemes tailored to risk appetites to custom portfolio management, financial advisory services, and brokerage solutions through Republic Securities. Our legacy is one of unwavering commitment, empowering investors to navigate challenges and achieve financial success. Republic Investments will continue to stand by its mantra, We’re the One for You!
