Republic Bank Ghana, a leading Universal Banking Institution in Ghana and arguably the most diversified Financial Institution, is committed to changing the lives of Ghanaians and shaping the dreams of businesses across the country through its fantastic 4 VISA Credit Cards:
- Republic Visa Infinite Credit Card
- Republic Visa Business Credit Card
- Republic Adeshie Visa Credit Card
- Republic Visa Classic Credit Card,
The Fantastic 4 VISA Credit Cards offer more than just a payment option to individuals and businesses. They offer lifestyle benefits and financial solutions in the current interest rate hikes. According to the Managing Director, Mr. Benjamin Dzoboku, Republic Bank seeks to provide some cushioning for Ghanaians and to break the perception that Credit Cards are for the elite or only high net worth in the society. “As a Bank, we seek to promote a cash-lite lifestyle as in many advanced countries in the world. Therefore, as long as you earn more than GHS1,500 net income, whether as a salaried or business owner, you qualify to own a Republic Bank Credit Card” Mr. Dzoboku mentioned.
The Managing Director further explained that the VISA Classic and Adeshie Credit Cards have been designed to meet the needs of many salaried workers and income earners in Ghana. High net worth customers of the Bank also get to enjoy Global Concierge Services, world-class Airport Lounges, Insurance services and many more with the VISA Infinite Credit Card. According to the Managing Director, the Republic VISA Business Credit Card, which is a novelty on the Ghanaian market, gives corporate entities the ability to manage effectively their reimbursable expenditure with itemized statements for each card issued to their designated employees. In the case of SMEs, the VISA Business Credit Card offers the opportunity to access finance to support their businesses. Apart from that convenience and flexibility, the business card provides a useful and immediate source of working capital and the opportunity to capture that deal wherever within the globe.
“These cards help customers of the Bank to live their dreams and enjoy their lifestyle,” Mr. Dzoboku mentioned. The cards come with important and useful features and cutting-edge advantages over other cards in the banking industry. Some of which include:
- Cash back rewards
- Discounts at selected merchants;
- Up to 45 days’ interest-free period;
- Multi-trip insurance cover;
- Global concierge services;
- 365 days’ salary advance in your pocket and robust security features.
Why you must get the Republic Bank VISA Credit Cards
More often than not, many people are uninformed about the usefulness of a credit card. As such, one may ask: What is a credit card? A Credit Card is a revolving credit facility, which is loaded on a card.
Mindful of the current exigencies in our daily lives as individuals, a credit facility to cushion one’s expenses and cater for one’s unexpected costs is not farfetched. These amounts are charged to one’s line of credit, meaning he or she will pay the bill later, which also gives him or her more time to pay.
To become a Card bearer of any of the four fantastic cards of Republic Bank, one needs to have an account with the Bank in order to be approved for a card. “Ideally, a salary or income or investments should be credited or assigned to an account at the Bank,” the Managing Director stated.
In accessing any of these cards, customers or individuals will be required to complete an application form with the relevant documentation and deliver such documents to any of the branches of Republic Bank (Ghana) PLC. Equally, if any clarification is required, one can speak to the Relationship Officer, Branch or Corporate Manager for further assistance. To conclude, Mr. Benjamin Dzoboku called on all to be on the lookout for the Republic Brand in the unfolding days for more dynamic and digitized products and services that will further enhance the experience of customers and prospects.
Awards and Recognition:
For our breakthrough in the Credit Card business in Ghana, Republic Bank was recognized and awarded with Outstanding Contribution in Credit Card Product” at the Honorary Award Ceremony, hosted by Network International at the Payment Innovation Summit – West Africa, held recently in Ghana. This the bank dedicates to its Customers, Partners and dedicated Staff.
About Republic Bank (Ghana) PLC
Republic Bank (Ghana) PLC, a subsidiary of Republic Financial Holdings Limited (RFHL) of Trinidad & Tobago, is a leading Universal Banking institution in Ghana and arguably the most diversified financial institution. As a one-stop financial institution, the Bank’s services include Corporate, Commercial and Retail Banking; Investment Banking; Trustee Services; Mortgage Banking, VISA Credit and Debit Cards and Microfinance.
The Bank’s parent company, RFHL, is the largest and most profitable independent Bank in the English-speaking Caribbean, having served the region for over 185 years with a total asset base of over USD 16.5 billion at the end of the 2021 financial year. The Bank focuses on four SDG goals – Good Health and Well-being, Quality Education, Clean Water and Sanitation and Climate Action as part of its Corporate Social Responsibility under its umbrella initiative ‘Power to Make a Difference’ (PMAD).
Kindly contact Republic Bank Toll free: 0800414414 or via the 24/7 Call Center on 0302429577 & 0556543212 or WhatsApp: 0556543212. Email us at [email protected] or visit www.republicghana.com or any of our social media handles @RepublicbankGhana
