Africa’s emerging Crypto economy  

“Your CV tells people where you have worked. Your reputation tells people who you are," with that distinction, Dr. Philip Oti-Mensah, Chief Executive Officer of Universal Merchant Bank (UMB), challenged graduates of the University of Professional Studies, Accra (UPSA) to look beyond certificates and job titles and focus on the kind of people they become.

On the first morning of January 2027, something quietly disappears from Ghana's streets. The white foam take-away pack, that squeaky, weightless box that has carried our waakye, jollof and banku for a generation, becomes contraband.

September was extraordinary for AI in Ghana. I stood on stages at the Pan African AI & Innovation Summit, moderating a session on drafting actionable AI governance and speaking on responsible AI in practice. I led #BeMe AI Frontier: Sustainable Futures, bringing together young people, educators, universities, and industry in the same room in Accra.

The cybersecurity spending problem

Last week, I started a series on using motivation as a risk management tool. Do you remember my theory of KNOW YOUR STAFF (KYT)? It really works for team bonding and service delivery.

Across thirteen of Nigeria's largest listed companies, not one holds a climate target validated by the Science Based Targets initiative. Independent assurance of the reported figures is confirmed at only four. That finding, from Mubarak Adebanjo's review of Nigerian corporate sustainability reporting, is the sharpest thing in either of the two studies now circulating among African practitioners.

Ghana has hundreds of traditional markets spread across its 16 administrative regions and 261 districts. These markets serve as important centres for accessing a wide range of goods and services, often at relatively lower prices.

Ghana’s digital economy has grown faster than its traditional VAT collection mechanisms. In 2022, only a few non-resident e-commerce entities were on the GRA’s radar. Today, about 167 non-resident e-commerce businesses are registered, mobilizing an average of GH¢43 million monthly and contributing an estimated GH¢515 million in VAT annually. Yet a significant VAT gap still remains.