The gratitude cycle and customer relationships

Ghanaian businesses have long faced a structural bottleneck, the difficult transition from promising, sustainable ideas to commercially viable, scalable enterprises. While the commercial case for green technology, waste recycling, renewable energy, and sustainable agriculture is clear, securing risk-tolerant financing has historically been an uphill battle for small and medium-sized enterprises (SMEs).

Imagine two families living in the same city. Both earn $120,000 a year. Both have stable jobs. Both own similar homes. Both have never missed a mortgage payment. Both are seeking a $300,000 mortgage loan. Yet when they walk into the bank, Family A is offered a loan at 6% interest while Family B is charged 15%. Confused, Family B asks why.

“Those who are blinded by the shine, often ignore the real worth ✨👓” Dear readers, last week was my thirteenth year as a columnist in this newspaper, and indeed this was my first article on 13th October, 2013.

Every study of sustainability reporting readiness in African markets reaches the same conclusion by a different route. The binding constraint is not comprehension of IFRS S1 and IFRS S2.

Imagine Ama, who shared a post online criticising those in power, is picked up by the police in the wee hours of the night, with no chance to leave a note behind or call her family.

Good examinations can encourage collaboration rather than teach isolation

Chai Energy, a special purpose vehicle (SPV), is preparing to raise about US$300million, roughly GH¢3.5billion, through an initial public offering (IPO) to acquire equity stakes in two operating independent power producers (IPPs), according to a source close to the deal and a transaction document seen by B&FT.

Construction-sector inflation rose to 5.1 percent in September 2026, driven primarily by surging plant and equipment costs according to Ghana Statistical Service’s (GSS) Prime Building Cost Index (PBCI).