Encouraging financial awareness


In an effort to help individuals to make sound financial decisions, whether you are beginning your professional career, an entrepreneur, a trader, employee or nearing retirement, the financial literacy series will provide you with the tools and resources you need to make informed decisions regarding your financial well-being now and in the future.


“As a means for maximising potential growth and minimising potential risk for a secured life”

Retirement savings: People are just ill-prepared for retirement because they either aren’t ready to save or not saving enough at all. Research has shown that as Ghanaians just a very few people are stowing away sufficient funds/savings to support what they desire for retirement. Most working-class individuals totally rely on the SSNIT contribution they make as retirement savings.

It is very important to start retirement savings now and not procrastinate, thinking that you can simply play the catch-up role later. It has been revealed that the older you get the harder it becomes to get on track, as family and social responsibilities increase.

Note: The SSNIT contribution is just a designed supplement to whatever retirement savings you have made through your working life.

©Jerry J. AFOLABI is a financial & Economic expert who believes that ordinary people can do extraordinary things when given opportunity. Email; [email protected], Tel; +233541238987

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