Encouraging financial awareness


In an effort to help individuals to make sound financial decisions, whether you are beginning your professional career, an entrepreneur, a trader, employee or nearing retirement, the financial literacy series will provide you with the tools and resources you need to make informed decisions regarding your financial well-being now and in the future.


“The tomorrow you seek is in the coins you reject today” ~~ J.J. AFOLABI

  • What are ‘needs’? Anything that is a necessity: i.e. a need is something that is necessary for an organism to live a healthy life; a deficiency causes a clear adverse outcome. Needs are motivating forces that compels action for their satisfaction, and they include basic survival needs for human beings like love, life, great health, food, water, clear air etc.
  • List of needs items that can be on your budget for the year;
  1. 5% saving of income
  2. Feeding & homecare
  3. Rent/shelter
  4. Utility bills
  5. Clothing
  6. Transportation
  7. 5% emergency fund
  8. School fees (for self or children/other)

©Jerry J. AFOLABI is a financial & Economic expert who believes that ordinary people can do extraordinary things when given opportunity. Email; [email protected], Tel; +233541238987

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