Introduction of online travel insurance policy timely – Aviation Minister


Unique Insurance Company Limited in partnership with the Afro Asian Assistance a fully owned subsidiary of Trust Re, one of the world’s leading reinsurance companies from Bahrain has launched the first online travel insurance policy in Ghana for air travelers.

The policy which covers travelers, no matter which part of the world one might be traveling to, is designed to cover risks derived from emergency accidents and/or sudden illnesses with trip inconvenience and personal liability.

Minister of Aviation, Hon. Cecilia Abena Dapaah launching the online travel insurance policy said, the policy has come at an opportune time to reduce the burden travelers go through after booking for tickets, which is to now look for an insurance company to insure them.

“The launch of this product on the Ghanaian market has come at the right time to save air travelers a lot of time. This will impact positively on the aviation industry as travelers will fill their insurance policy forms side by side as they book for their flight. I think we as a people must patronize the Unique Travel Policy due to its flexibility and huge benefits.”

“The product we are launching today can simply be purchased at every travel agency, at the same time that the traveler purchases his or her ticket. Being an online and cloud based product, it allows real time transmission of the details of every purchaser to the international travel assistance partners. Therefore, a Ghanaian traveler is guaranteed prompt assistance on insured events outside of Ghana with Unique Insurance on the Unique Travel Policy,” she added.

Today in Ghana, the first requirement for the acquisition of shengen visa is whether the visa applicant has taken up travel insurance policy as it does not really matter whether you are already on the national health insurance scheme of Ghana.

This demand from our European Union friends suddenly switched many insurance companies in Ghana into quick travel insurance packaging.

Insurance is an important and in some cases an obligatory aspect of a tourist’s travel arrangements, embracing coverage for all manner of contingencies.

Normally travel insurance would cover one or more of the following contingencies: Medical care and hospitalization (and repatriation where the hospital is substandard), Personal accident, Cancellation or curtailment of holiday, Delayed departure, Baggage loss or delay, Money loss, Personal liability among others.

But this online travel insurance policy covers emergency accidents and/or sudden illnesses with trip inconvenience and personal liability and even allows for a relative of the policy holder to visit to take care of the victim.

All this has been made possible, by the Afro Asian Assistance a fully owned subsidiary of Trust Re. Trust International Insurance and Reinsurance Company B.S.C. (c) ‘Trust Re’ is a closed joint stock company registered in the Kingdom of Bahrain, with authorized capital of US$ 500 million, and issued and paid-up capital of US$ 250 million to policy holders around world.

It is regulated by the Central Bank of Bahrain, as a locally incorporated reinsurance firm.

The Minster of Aviation, Hon. Dapaah in her closing remarks stated that, the high benefit levels of the policy which complies with the requirements of Schengen States and other countries and regions requirement for visa acquisition, is a commendable development within the aviation and insurance industry in Ghana.

On his part the Managing Director for Unique Insurance Company Limited, Mr. Victor Obeng – Adiyiah, called on the Aviation Ministry to introduce measures and incentives aimed at promoting the purchase of travel insurance for every Ghanaian traveling abroad in order to reduce the incidence of distress to Ghanaian travelers and their families when they are off the shores of Ghana.

Leave a Reply