Margin refers to buying shares of stock or other securities with a combination of the investor's own funds and borrowed funds. The buyer pays only a percentage of the asset's value and borrows the rest from the bank or broker. The bought securities are used as collateral on the loan. The margin is...
The question of “where do I invest?” is always on the lips of many Ghanaians (and in the ears of investment professionals).  The inquiry has been prolific, especially on the back of the recent financial sector crises and the eventual loss of confidence in the industry. The current adversities...
The Ghana Investment Promotion Centre (GIPC) has engaged the diaspora community to increase Foreign Direct Investments (FDIs) and Diaspora Direct Investments (DDIs) inflows into the country. The diaspora investment campaign, which took place in about five states in the USA, was part of plans to meet the Centre’s US$3billion target...
Retirement planning now – II Retirement planning is simply defining your pension income for ‘tomorrow’ with deliberate actions and decisions necessary to achieve same. In many developing economies, pension is dreaded by many. In the case of Ghana, research indicates that only 2 out of every 100 Ghanaians retire financially...
Achieve, a mobile application offered by Ghanaian-owned Petra Securities Limited (licensed by the Securities and Exchange Commission), is making an impact in the Ghanaian retail investment space. The fast-growing app, launched in August 2020, helped over 30,000 Ghanaians save over GH¢12 million in 2021 alone. Achieve provides Ghanaians from all walks of...
Obtaining a second source of income all starts with an idea, one of the most potent forms of power that exists. I learnt from a TED-Ed that “power is the ability to have others do what you would have them do”. Is that not what all businesspeople want: the ability...
The Managing Director of EDC Investments Ltd, Paul Kofi Mante has advised salaried workers to invest and explore other streams of income in order to attain financial independence. According to him, depending solely on monthly salary will only manage poverty and will never help one achieve financial independence to live...
Aggrieved customers of First Fund are lamenting over the Securities and Exchange Commission’s (SEC) inability to retrieve their locked-up cash months after appointing a second fund management company, OctaneDC, to oversee distribution of the money. SEC took over management of the fund from First Banc and gave it out first...
Ventures Platform, an African early-stage investment fund that supports startup companies on the continent, has announced the closure of a first tranche of US$40 million, to invest in market-creating innovations. With the completion of this transaction, a second component of the fund is due to take place in early 2022...
Collective investment schemes are investment vehicles that allow investors with similar objectives to pool their funds together with the aim of investing the funds for an objective specified in the scheme particulars also known as the prospectus. The common interest of the investors demonstrated in the scheme particulars they...