eTranzact crowned Fintech Company of The Year

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secures back-to-back win as Leading Payments Technology Service Provider

eTranzact Ghana Limited, a leading innovator in digital payments and fintech solutions, has been honoured with two prestigious awards at the fourth Ghana Fintech Awards (GFA) for its immense contribution to the Fintech industry in the country as a pioneer.

eTranzact was crowned ‘Fintech Company of the Year’ 2024, and also secured the ‘Leading Payments Technology Service Provider’ of the Year for the second consecutive year, reaffirming its position as a trailblazer in Ghana’s fintech industry.



The laurels are a testament to the company’s excellence in innovation, its commitment to delivering cutting-edge payment solutions and dedication to customer satisfaction.

The category description communique accompanying the ‘Leading Payments Technology Service Provider’ award emphasised that the award: “recognizes an international Fintech company working within the local Ghanaian ecosystem to provide technological advancement thereby enhancing cross-border service delivery in the financial sector.”

President of the Ghana Fintech Awards, Martin Kwame Awagah, commended the company on the coveted honours, stating that this year’s awards held under the theme: “Building Trust in Ghana’s Digital Economy; The Essential Role of Cybersecurity and Data Privacy,” underscores trust as the foundation of any thriving digital economy.

With building customer trust as one of eTranzacts’ core values, the tremendous performance delivered in the year under review, earning such recognitions is self-explanatory.

The GFA, held annually, celebrates excellence and innovation in the financial technology sector, recognizing companies and individuals driving transformative change in the industry.

eTranzact’s recognition as Fintech Company of the Year highlights its pioneering role in revolutionizing digital payments and its ability to adapt to the evolving needs of consumers and businesses. The company’s innovative platforms, including the Xcel app which enables mobile money interoperability, agency banking, and seamless payment gateways, have set new standards in the industry, enabling millions of Ghanaians to access secure and convenient financial services.

The back-to-back win as ‘Leading Payments Technology Service Provider’ of the Year further cements eTranzact’s dominance in the payments space. This award reflects the company’s consistent delivery of reliable, scalable, and user-friendly payment solutions that empower businesses and individuals to transact with ease.

Chief Executive Officer, eTranzact Ghana, John Apea, shared his heartfelt gratitude to the general public for the recognition, indicated that these recognitions are a testament to the brand’s unwavering commitment to innovation, security, and financial inclusion.

“As pioneers in Ghana’s fintech space, we have led the charge in transforming digital payments for two decades, continuously evolving to meet the needs of businesses and consumers. Celebrating 20 years this year, this award serves as both an achievement and a challenge—pushing us to build even more robust, cutting-edge technology that will redefine the future of digital payments in Ghana and beyond,” he said.

Touching on the future, he said: “We remain dedicated to shaping a secured and seamless digital financial ecosystem that empowers individuals and businesses alike. As eTranzact celebrates this remarkable achievement, the company remains focused on its mission to innovate and expand its suite of digital payment solutions. With a vision to empower individuals and businesses through technology, eTranzact is poised to continue leading the charge in shaping the future of fintech in Ghana and across Africa.”

Mr. Apea reiterated that eTranzact has been at the forefront of Ghana’s fintech revolution, leveraging technology to bridge the gap between traditional banking and digital financial services. The company’s solutions, he said, have played a pivotal role in enabling underserved communities to access financial services, supporting small and medium-sized enterprises (SMEs), and fostering economic growth.

Responding to what separates eTranzact from the rest in the industry, he emphasised that the brand believes in a customer-centric approach to business and always ensures value for money.

“We place a strong emphasis on understanding the unique needs of our clients and continually improving upon our services to provide unparalleled customer satisfaction. By focusing on the customer experience, eTranzact aims to simplify the payment process and drive financial inclusion across various sectors,” he stressed.