My name is Aba. I am an entrepreneur who deals in children’s clothing and accessories, provide after school childcare, and manage a children’s playground in Accra. Seventeen months ago, I had the opportunity to participate in a global workshop where I was introduced to multiple streams of income through harnessing my skill set. It was a great eye-opener, and the cultural exchange was great. For me, it was a time to leverage the new network to explore international opportunities.
As I got back home, I began to relish the great moments I had on the trip, and looked forward to practicing every bit of knowledge I had acquired. The dream of a great entrepreneur, solving the needs of many people with my business idea, got me all agog.
Just when I got to the peak of my thoughts, I began to shudder at my source of finance. How do I get started? Will this great dream of mine materialise? Could I speak to my wealthy uncle to help me with some money, knowing that he declined my request for support to undertake a master’s programme four years ago? All these thoughts flushed through my mind, and I realised despair was setting in.
Fear of losing this great entrepreneurial opportunity almost broke my heart, but at the verge of giving up on this great dream, I remembered a conversation I had had with my sister’s friend who received support for her businesses through Access Bank. I quickly got to the phone to make enquiries about how she was able to ‘break through’ with her business finance. I knew very well she wasn’t connected, and didn’t have landed property for collaterals. One obstacle that pushes people away from loans is collateral.
Mansa took me through how she got a business loan from Access Bank within a week, and I was amazed. She was willing to help me connect with a contact at Access Bank when I explained my business idea to her.
Just the following day, a Tuesday, we were at Access Bank making enquiries about their loan offering, and to my amazement, Access Bank offered me just the option I needed. It was the Instant Business Loan. I could access a minimum of GH¢100,000 for my business without any collateral. All I needed was a proof of my ability to repay through their due diligence standards.
You can imagine my joy, right? In a spate of two weeks, all processes and due diligence were done for my money to be credited to my account. The other aspect of the process was the business advisory services they offered me. They ensured I was on track with my bookkeeping, stock taking, and helped me to digitalise.
If you see my business thriving today and making inroads on the international market, it’s because I listened to Mansa’s advice of getting an Instant Business Loan from Access Bank. They have a wide branch network across the country, so you can easily walk into any of their branches to speak with them for your business financing needs. I encourage every Small and Medium-Scale Enterprise (SME) in Ghana to make a move for an Instant Business Loan today. Your dream business becomes a reality with them. “I’ve said my own oo” like my friend Mansa would say to wit, “don’t say I didn’t advise you”.
I’m off to Dubai for a business meeting. Catch you later!
