By Janet Makafui SARBAH
When Akua’s father, Mr. Ofori, passed away unexpectedly, the shock of his death was only the beginning.
As the eldest daughter in a traditional Ghanaian family, Akua knew what followed—a huge responsibility to organise a befitting funeral honouring her father’s memory.
Yet, nothing prepared her for the emotional and financial weight that came with it.
Mr. Ofori had been a beloved figure in the community, and the family was determined to give him a grand farewell.
However, with limited savings and no funeral plan, Akua and her siblings soon faced harsh financial demands. What should have been a time of grieving was exacerbated by an economic crisis that overwhelmed them.
The Financial Struggles Without a Life Insurance Plan
First came the embalming and preservation costs, followed by the endless funeral arrangements, including renting a suitable venue, feeding mourners and sympathisers, providing transportation, printing invitations, and ordering an appropriate coffin.
The promised support from relatives quickly dwindled, leaving Akua to shoulder most of the burden. To make matters worse, she had to take out loans to cover the costs.
Instead of focusing on mourning their loss, the Ofori family was consumed by financial distress. Several weeks after the funeral, they were still struggling to repay the loans, and tensions grew among the siblings.
Relationships became strained, turning the funeral into a source of ongoing hardship rather than a healing process.
It was only after the funeral, when Akua shared her story with a friend that she learned about Hollard Life’s MeBanbɔ Life Insurance Policy.
As her friend explained the details, Akua couldn’t help but wonder how different things could have been if she had insured her father with this policy.
Hollard Ghana’s MeBanbɔ Life Insurance Policy
Hollard Ghana’s MeBanbɔ Life Insurance Policy is designed for low to middle income families like Akua’s, who are caught off guard by funeral expenses. With MeBanbɔ, families can avoid the financial burden that often comes with honouring a loved one.
For as little as GH¢2 per month, policyholders can receive coverage of up to GH¢30,000, depending on the plan they choose.
When the inevitable happens, MeBanbɔ provides a quick payout after submitting the necessary documents, allowing families to cover funeral costs without needing loans or relying on others. MeBanbɔ is not just affordable, it’s also easily accessible.
You can sign up with a simple dial of *269# on either MTN or Telecel, follow the prompts and register in a stress-free process.
MeBanbɔ could have rewritten their story. Instead of the burden of debt, the family would have been able to mourn their father without undue financial strain, and their stained relations would have remained intact. MeBanbɔ brings a sense of relief, knowing that your family is protected in times of need.
Preparing for Tomorrow, Today
Talking about death is never easy, but planning for the future can save loved ones from unnecessary hardship. Hollard Life’s MeBanbɔ Life Insurance Policy is more than just a financial product—it is a way to protect families from the burden of funeral expenses.
It allows loved ones to focus on celebrating the life of the deceased without worrying about how they’ll afford the ceremony.
Akua’s experience underscores the unpredictability of life. Without proper preparation, even the strongest families can find themselves overwhelmed by the costs of a funeral.
However, with MeBanbɔ, you can ensure that your family is adequately supported, and your legacy well honoured without causing financial hardship when the time comes. It’s a powerful tool for future planning, empowering you to protect your loved ones.
MeBanbɔ, insurance made4u
Disclaimer: Akua and her family are fictitious
About the Author
Janet Makafui Sarbah is the Personal Assistant to the Group CEO of Hollard Ghana.