The National Insurance Commission (NIC) and the Motor Transport and Traffic Directorate (MTTD) Unit of the Ghana Police Service has conducted an operation to clamp down on drivers with fake motor insurance stickers or no motor insurance.
The exercise took place at Axim, Agona Nkwanta, Esiama and Tikobo all in the Western Region.
During the exercise, over 500 vehicles were inspected. Some vehicles were found with fake motor insurance stickers or had no insurance. Additionally, some vehicles were flagged for other road traffic issues. An Insurance agent at the Takoradi DVLA office has been charged for issuing fake sticker and would be sent to court.
Justice Peprah Agyei, Western Regional Manager of the National Insurance Commission, speaking to the B&FT, emphasized the prevalence of uninsured vehicles on the roads. “Some people still drive without any insurance for their vehicles,” he noted. “Others use fake motor insurance stickers. Countless individuals have fallen victim to motor crashes involving fake or uninsured vehicles”.
He highlighted the widespread impact of this issue, stating, “Every family in Ghana may have experienced the impact of motor accident”. People have lost parents, children, siblings, and other relatives in motor crashes. Where will these people receive compensation from?”
Mr. Agyei explained the importance of motor third-party insurance, which covers the legal liability of the insured or driver for accidents caused by their vehicle. “The third-party policy covers death or bodily injury to any person, damage to property belonging to someone other than the insured, and injuries or death of members of the insured’s household or other occupants. It also provides compensation to the driver for bodily injury or death.”
The Axim Divisional Commander, ACP Isaac Sorkpah, who has been providing continous support for the National Insurance Commission assured the public that the MTTD is committed to enforcing the law to protect lives and properties. “We are always ready to help and collaborate with the National Insurance Commission and the National Road Safety Authority on their activities and mandate,” he affirmed.
