
Why cash still rules in a digital economy
Understanding the gap between technological progress and everyday financial behavior
Over the past decade, Ghana has made significant progress in digital finance. Mobile money usage has expanded rapidly, with transaction values rising from GH¢447.4 billion in February 2026 to GH¢493.2 billion in April 2026 according to the Bank of Ghana (BoG) Payment Systems Statistics.
Published by Juliet Etefe
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