Welcoming 2027 Budget: Will prosperity be the evidence?

Imagine hearing that a stock on the Ghana Stock Exchange (GSE) has delivered impressive returns. Everyone is talking about it, its price is rising, and you begin to feel you are missing out. You place an order and become a shareholder.

Leadership is fundamentally about thinking, providing direction and solving problems. It is about recognising opportunities, confronting challenges and mobilising people and resources towards meaningful organisational progress. Unfortunately, in many organisations in Ghana, the distinction between occupying a leadership position and actually providing leadership appears to be increasingly blurred.

A Concerned African Businessman. Africa’s digital money revolution is gathering speed. From the person receiving money from a relative abroad to the business paying an overseas supplier, the benefits could reach almost every household.

Every budget season, a familiar scene plays out in capitals across Africa and beyond. The minister of health arrives at the finance ministry with evidence of crowded wards, missing medicines and doctors leaving for better pay abroad.

With the enactment of the Ghana Investment Promotion Authority Act, 2026 (Act 1173) (the “GIPA Act”), the Development Finance Institutions Act, 2020 (Act 1032) (the “DFI Act”), the Public Private Partnership Act, 2020 (Act 1039) (the “PPP Act”) and the 24-Hour Economy Authority Act, 2026 (Act 1164) (the “24-Hour Economy Act”), the country has assembled a legal architecture capable of supporting a diversified industrial economy. Yet capital remains the binding constraint for manufacturers, agro-processors and infrastructure developers who need it.

Imagine a Ghanaian farmer financing a warehouse through small digital investments, or a young investor purchasing a fraction of a government security. Tokenisation could make such transactions possible.

Africa’s food demand is projected to rise sharply over the coming decades. By 2050, and with a population of 2.4 billion, the continent will have doubled its food demand. Meeting this demand will require increased production, but more importantly, it will need efficient markets and greater investment across agricultural value chains.

Financial distress can reach even the most established companies. An economic downturn, a heavy debt load, falling revenue, or simple mismanagement can leave a business unable to pay its bills.