Useless Column: ‘Potbelly is collateral’

Hollard Life Assurance Ghana, a subsidiary of Hollard Ghana, has appointed Sosthenes K. Konutsey as its new Managing Director, bringing more than two decades of experience across insurance, banking, pensions and digital health to the leadership of the life insurance business.

There is something interesting about growing up in Ghana. From childhood, many of us are introduced to competition before we fully understand collaboration.

It is no coincidence that MTN's digital banking push and the Bank of Ghana's rollout of Non-Interest Banking (NIB) were announced in the same month: January 2026. The two events are structurally linked.

Every significant public infrastructure contract in Ghana contains a governing law clause.

Nobody buys clothes by asking one question: "Which item gives me the most wear per cedi?" You don't measure a wedding suit and a pair of running shoes on the same yardstick, then buy whichever one wins.

Ghana’s project-delivery difficulties are often blamed on funding gaps, procurement bottlenecks, weak technical capacity, or poor contractor performance.

Ghana’s economy is entering a new phase of opportunity. Stronger economic growth, declining inflation, improved financial conditions and a more resilient banking sector are creating a favourable environment for businesses, households and investors.

There was understandable excitement when the National Homeownership Fund (NHF), in partnership with participating banks, announced the resumption of mortgage lending at an interest rate of 8.4%.