The PSP-Financial stability nexus: Understanding Ghana’s new fraud frontier

In an age where leadership is increasingly measured by social media followers, public recognition, executive titles and personal brands, we have unknowingly inverted the natural order of influence.

Ghana’s perennial urban and coastal flooding challenges—most visible within the heavily burdened Odaw River Basin in Accra, the Korle Lagoon, and the volatile coastal stretches from Keta to Elmina—demand a fundamental paradigm shift.

Across the first two articles in this series, we built a foundation.

Every public infrastructure tender in Ghana ends with the same implicit question: who offered the lowest price?

Imagine running a business that speaks fluent English, only to discover that your three most important partners each insist on being addressed in a language you have never learned.

I must say I was particularly impressed when I saw that my bankers had installed a technology that allowed customers to get a queue number without any human intervention.

Consider two government hospitals in the same city, funded by the same ministry, operating under the same national health policy, staffed by public servants on identical salary scales, and serving populations with broadly similar needs.

Some men build institutions. Others build the people who go on to build institutions.