Sustainability Corner with Ebenezer ASUMANG: The 73% Question: How far has sustainable banking really come ? 1

“He who waits for the moon waits for darkness.” – African proverb

Open almost any social media app today and the competition begins immediately. A recipe is explained in 30 seconds. A bank offers a money tip in 20 seconds.

Ghana’s cocoa sector is entering an important new phase in its financing architecture, with the establishment of Cocoa Capital PLC and the launch of a GH¢16.3 billion Domestic Cocoa Notes Programme providing a new platform for mobilising domestic capital for cocoa financing.

Following my address at the Africa Fintech and Banking Summit in Nairobi on 8th October 2026, it is clear that while Kenya remains Africa's undisputed fintech capital, the market narrative is fundamentally shifting.

Behind unrealised ambitions, struggling businesses, strained family relationships and underperforming government initiatives lies an often overlooked force: human emotions, which,

A government can have capable ministers, experienced civil servants, and properly constituted institutions - and still struggle to govern coherently.

We spend an extraordinary amount of time building brands. Companies spend millions developing logos, campaigns, social media strategies, customer experiences and carefully crafted messages.

Writing principally for the economics profession, but in terms accessible to the informed general reader, the author contends that economics is best understood not as the study of prices but as the study of human welfare.