Personal branding with Bernard Kelvin CLIVE: It's still not too late to innovate

The cybersecurity spending problem

At 4:30 a.m., the alarm rings in thousands of homes across Accra, Kumasi, Takoradi, Tamale and many other parts of Ghana. For many workers, this early rising is not a sign of unusual ambition; it is a survival strategy.

Base Erosion and Profit Shifting (BEPS) describes the array of tax-planning strategies through which multinational enterprises (MNEs) exploit mismatches and gaps between national tax systems to shift taxable profits away from the jurisdictions where genuine economic activity and value creation occur, toward jurisdictions that impose little or no tax.

Nananom, distinguished guests, captains of industry, ladies and gentlemen, good evening.

Public institutions can be filled with capable people, sincere leaders and well-intentioned reform programmes and still produce frustrating experiences for citizens.

Across Ghana, one of the most persistent property questions is whether it is financially wiser to buy a completed house or acquire land and build gradually.

“Your CV tells people where you have worked. Your reputation tells people who you are," with that distinction, Dr. Philip Oti-Mensah, Chief Executive Officer of Universal Merchant Bank (UMB), challenged graduates of the University of Professional Studies, Accra (UPSA) to look beyond certificates and job titles and focus on the kind of people they become.

On the first morning of January 2027, something quietly disappears from Ghana's streets. The white foam take-away pack, that squeaky, weightless box that has carried our waakye, jollof and banku for a generation, becomes contraband.