How the 2026 budget will affect key sectors: Insights for Investors and SMEs

Ghana's economic ambitions have changed.

A cup of tea and a cocoa bean

“One who eats alone cannot discuss the taste of the food with others.” – African proverb  

There's something so infuriating about waiting for a response from someone who's promised to deliver a service, complete a project, sort a problem, or provide an update, and then getting nothing.

Many professionals build their careers in one industry, often in one organisation, for decades. There is real value in that path. Deep expertise, long relationships and institutional memory are hard to replace, and I have great respect for leaders who have built them.

There is something fundamentally troubling about a society in which people can accumulate extraordinary wealth without anyone asking reasonable questions about how they acquired it. Even more disturbing is the apparent acceptance of unexplained riches as evidence of success, influence or political connections.

Every generation of leaders eventually faces a defining moment. For Ghana’s banks, fintechs, telcos and regulators, that moment has arrived.

Ghana’s changing investment framework