Hollard Life Assurance appoints Sosthenes Konutsey as Managing Director

There is something interesting about growing up in Ghana. From childhood, many of us are introduced to competition before we fully understand collaboration.

It is no coincidence that MTN's digital banking push and the Bank of Ghana's rollout of Non-Interest Banking (NIB) were announced in the same month: January 2026. The two events are structurally linked.

Every significant public infrastructure contract in Ghana contains a governing law clause.

Nobody buys clothes by asking one question: "Which item gives me the most wear per cedi?" You don't measure a wedding suit and a pair of running shoes on the same yardstick, then buy whichever one wins.

There was understandable excitement when the National Homeownership Fund (NHF), in partnership with participating banks, announced the resumption of mortgage lending at an interest rate of 8.4%.

I have recently followed with interest the concerns expressed by the Mayor of Tema, Madam Ebi Bright, about buildings and structures being erected in ways that interfere with critical urban infrastructure.

Across the African continent, invisible walls limit our shared prosperity. These are not merely physical infrastructure, but a double-barreled disconnect: on one side, payment systems that cannot talk to each other.

“Now grant me wisdom and knowledge, so that I may lead this people. For who is able to govern this great people of Yours,” the young King Solomon asked God at the beginning of his reign. His question remains the shrewdest in leadership.