The Simple Guide to an “Offer” and an “Invitation to Treat” in Law.

The banking industry has an unhealthy concentration of bad loans in two sectors of the economy, where it channelled a bulk of its credit in 2025, PricewaterhouseCoopers (PwC) Ghana has revealed, just as the fall in interest rates pares the profit cushion that once absorbed such losses.

Chief Executive Officer-Whitestone Shipbrokers Limited Gertrude Adwoa Ohene-Asienim has called for enactment of a dedicated Marine Insurance Act to replace the country’s heavy reliance on English marine insurance laws, arguing that locally-tailored legislation is needed.

The latest Eurobond repayment by government has strengthened confidence in the country’s commitment to honouring its post-restructuring debt obligations, but investors and analysts say sustained fiscal discipline and continued macroeconomic improvements will determine whether the gains translate into lower borrowing costs and a return to international capital markets.

Government is stepping up efforts to tackle Ghana’s recurring urban flooding by mobilising state institutions, including the Bank of Ghana (BoG), alongside the private sector under a strategy that combines sustained sanitation campaigns with infrastructure investment.