HR Frontiers with Senyo M. ADABENG: Being disabled in a typical workplace

Digital Adoption Is Not Digital Transformation Digital adoption and digital transformation are not the same. A country may expand connectivity, digitise public services and install advanced systems while remaining dependent on external equipment, software, expertise and finance.

Ghana's Micro, Small and Medium Enterprises (MSMEs) account for over 90% of all businesses in the country, contribute about 70% of GDP, and absorb 80% of the workforce, making them the backbone of the national economy. Yet a sobering reality persists: more than 90% of these enterprises are micro-sized, the overall MSME failure rate stands at 50%, and only 20% of start-ups survive. Behind these figures lies a long-overlooked bottleneck: severe underinvestment in human capital.

The 2025 numbers challenge one of Africa’s most persistent economic misconceptions. Global public debt stood at almost 94% of GDP: Japan’s exceeded 200%, the United Kingdom’s was above 100%, Singapore carried exceptionally high gross debt while remaining a major creditor with vast public assets, and South Africa remained close to 78%. Yet debt distress is profoundly unequal. The difference is not simply how much a country borrows, but the currency, cost, maturity and credibility of that debt, and whether borrowing expands tomorrow’s ability to repay.

Governments occasionally have to clarify themselves. Ministers misspeak. Journalists misunderstand technical explanations. Social media strips statements of context. None of this is unusual. But when clarification starts becoming a recurring feature of government, we should ask a different question: is the problem still communication, or has it become one of coordination?

Governments occasionally have to clarify themselves. Ministers misspeak.

Africa contributes less than four percent of global greenhouse gas emissions. Yet when the effects of climate change are felt, the continent often pays a disproportionate price through the loss of lives, livelihoods, and critical infrastructure. 

In February 2026, MTN Group President and CEO Ralph Mupita confirmed what the market had long speculated: MTN Ghana is in active discussions with the Bank of Ghana (BoG) for a digital banking licence.

Boosting trade flows amongst African countries remains a key economic priority.