AI-powered credit risk assessment in development finance

There is a place I intend to revisit for my next holiday. It is a place I visited a couple of years ago, but the memory of the place has stayed with me ever since.

“I own the company.”

You send money from London to Accra. The app asks for an amount, you tap a button, and a few moments later it says done. That tap hides one of the messier pieces of plumbing in finance, and most of the people who use it will never see any of it.

Ghana cannot claim meaningful economic progress while teachers work under dehumanising conditions and children in deprived communities are denied the basic infrastructure necessary for learning. The plight of rural teachers is not merely an educational problem; it is a question of human development, social justice and national priorities.

The Council for Scientific and Industrial Research–Savanna Agricultural Research Institute (CSIR-SARI) has been known as the cornerstone of agricultural innovation in Ghana, thereby impacting the national research landscape and empowering local scientists.

As geopolitical tensions reshape the world economy, Africa faces a choice: it can allow itself to be carried along by events into an uncertain future, or it can use the ongoing shifts in the international order as an opening to position itself as a more influential global player.

Every parent who enrols a child in school strikes a silent bargain: I entrust you with my child's mind, and you will keep her safe. Across Ghana, that bargain is being broken, sometimes by the very people charged with upholding it.

Consider an illustrative family company. Abena runs the distribution business her mother founded.