Agency banking and ATMs in Africa: Complementary channels or competitive substitutes?

The banking industry is showing a growing paradox in its asset-quality numbers, with the non-performing loan (NPL) ratio declining even as the estimated cedi value of bad loans increased during first half-2026.

Finance Minister Dr Cassiel Ato Forson has called for a shift in Ghana’s trade relationship with China towards greater local processing, manufacturing and job creation.

                    By Wisdom JONNY-NUEKPE & Christabel DANSO ABEAM

Bank of Ghana (BoG) Governor Dr. Johnson Pandit Asiamah has said the country must now convert macroeconomic stability achieved over the past two years into higher productive investment, stronger private-sector growth, increased exports and quality employment.

A total value of  US$816.05 million in wholly Ghanaian-owned investments was recorded in 2025, highlighting growing domestic participation in economic transformation.

Ghana's celebrated economic growth in the decade preceding its debt crisis concealed a more troubling reality:

Mansu Technologies Ltd, the platform behind "Crypto Made Easy," has been named among the first participants admitted into the Securities and Exchange Commission of Ghana's Virtual Asset Sandbox.

PETROSOL Platinum Energy’s maiden GH¢100 million corporate bond issuance was oversubscribed by 78 percent, attracting bids worth GH¢178.07 million as investors backed the indigenous oil marketer’s expansion plans.