In the inaugural article in this series, I argued that leadership is not merely about personalities but about the institutions leaders build and leave behind.
There is a question that arises in almost every significant public infrastructure contract negotiation in Ghana, though it is rarely asked this directly: can the parties to a government contract simply agree to terms that depart from what procurement law requires, and rely on that agreement if the arrangement is ever challenged?
Why Africa will not build great institutions through better laws alone, but through better human behaviour
The level of non-performing loans (NPLs) in Ghana has remained high in recent years, posing risks to the solvency of banks and the stability of the broader financial system. The severity of the issue has prompted the Bank of Ghana to revise its policy on problem-loan management to mitigate the related risks.
Kofi needed a police clearance certificate. The document itself is simple: it confirms that its holder has no criminal record, and the law says it should take five working days to issue. Kofi, applying for a job abroad, began the process on a Monday morning with every reason to expect a straightforward outcome.
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