At OmniBSIC Bank, our journey has been guided by a clear purpose to build a strong, reliable and forward-looking financial institution that truly serves the needs of customers and the broader economy. Following the merger of OmniBank Ghana and Sahel Sahara Bank BSIC Ghana, which formed OmniBSIC Bank, the Bank has remained focused on delivering value through innovation, discipline, and a customer-first approach.
At every touchpoint and interaction, the Bank strives to stand out in a competitive market by remaining true to our promise of being “Not Just Another Bank.” This commitment guides every aspect of the Bank’s operations, shaping product design, customer engagement and positioning as a trusted partner for individuals, SMEs and corporate institutions across Ghana.
The Bank’s product offerings has evolved to meet the dynamic needs of customers. Through tailored retail and corporate banking solutions, investment products and advisory services, we continue to empower customers to achieve their financial goals, grow their businesses and secure their future. This deliberate focus on relevance and accessibility has enabled the Bank to build lasting relationships and expand its presence nationwide.
At the core of the Bank’s strategy is a steady focus on customer satisfaction and the delivery of an exceptional banking experience. We recognise that beyond products and services, customers value responsiveness, convenience and trust. For this reason, the Bank has continuously refined service delivery to ensure that every interaction is seamless, efficient and rewarding. Whether through our branches or digital platforms, we remain committed to making banking simple, seamless, accessible and reliable.
Central to this experience are our people. The Bank’s team of dedicated professionals remains one of its greatest strengths, supported by a culture grounded in professionalism, integrity and a strong sense of responsibility. Employees are equipped not only with the technical expertise required in modern banking, but also with a deep commitment to delivering excellence at every touchpoint. This people-centred approach ensures customers receive not just financial services, but trusted guidance and meaningful support.
The Bank’s performance in 2025 demonstrates the strength of this strategy and the resilience of the Bank’s business model. Profit before tax grew by 104 percent, from GH¢314 million to GH¢641 million, underpinned by a strong and expanding balance sheet. Total assets more than doubled by 130 percent, from GH¢9.37 billion to GH¢21.58 billion, while customer deposits also doubled to GH¢16.56 billion. These results reflect growing confidence in the brand and reinforces the Bank’s position as a key player within Ghana’s banking sector.
A key pillar of this performance is strong liquidity. The Bank has maintained a robust liquidity position, ensuring its ability to meet customer obligations while supporting increased lending and investment activities. Our balance sheet remains well structured, with a healthy mix of assets and a strong deposit base that provides stability and flexibility in a dynamic operating environment. This solid liquidity profile enables us to respond effectively to market opportunities and support customers with timely financial solutions.
In addition, the Bank’s capital adequacy ratio of 17.84 percent remains well above the regulatory threshold, reflecting a well-capitalised institution with the capacity to absorb shocks and sustain growth. Operating income grew significantly by 91 percent, from GH¢746 million to GH¢1.43 billion, driven by disciplined execution, improved efficiencies and a diversified revenue base. We continue to strengthen asset quality, with improvements in the loan portfolio and a reduction in non-performing loans, underscoring our commitment to prudent risk management and long-term sustainability.
Technology remains central to the Bank’s transformation agenda. The Bank has made significant investments in modern banking infrastructure and digital platforms to deliver secure, seamless and convenient services. Our focus is to ensure banking is simple, efficient and accessible at all times, while also contributing to financial inclusion by extending services to more individuals and businesses across the country.
As the Bank grows, we remain guided by strong corporate governance and a clear sense of responsibility to stakeholders. Our journey is anchored in trust, built through consistency, transparency and a deep understanding of our role in supporting economic development.
Our transformation and performance have been widely recognised within the industry. OmniBSIC Bank has received numerous prestigious awards, including Outstanding Transformative Bank of the Year at the Ghana Corporate Finance Awards and Gala Dinner in 2025, Fastest Growing Digital Bank of the Year at the Digital Innovation Awards in 2025, and Best Corporate Bank Ghana by Global Banking and Finance Review in 2025. We were also recognised as the Most Improved Bank for Customer Service Engagement at the Africa Bank 4.0 Awards in 2025.
In 2024, OmniBSIC was named Bank of the Year at the Ghana Business Standard Awards and SME Bank of the Year at the Ghana Credit Excellence Awards. It also received recognition as the Best Ghanaian-Owned Emerging Brand at the Made-in-Ghana Awards and Best Corporate Bank Ghana at the Global Banking and Finance Awards. Earlier recognitions include Best Bank in Ghana at the Ghana Business Awards in 2023 and Fastest Growing Corporate Bank Ghana at the Global Banking and Finance Awards in 2023.
Further reinforcing the Bank’s strong market position, OmniBSIC Bank is currently ranked 29th on the Ghana Club 100 list by the Ghana Investment Promotion Centre, a testament to consistent growth, performance and contribution to the Ghanaian economy.
Beyond financial performance, we are equally committed to making a meaningful impact through corporate social responsibility and environmental, social and governance initiatives. The Bank actively supports community development, financial literacy and social inclusion programmes that improve livelihoods and create opportunities, while embedding responsible business practices across its operations. Through these efforts, we are not only building a successful bank, but also contributing to a more inclusive and sustainable future for Ghana.
Looking ahead, we remain confident in our ability to sustain this momentum by strengthening liquidity, enhancing the Bank’s capital base, investing in innovation and empowering our people, while deepening customer relationships and expanding our digital footprints.
OmniBSIC Bank …Not Just Another Bank
Daniel Asiedu-Managing Director
Daniel Asiedu is a seasoned Banker and a Chartered Accountant by profession with over (30) years working experience. He has extensive expertise in auditing, business consulting, general banking, financial management and investment.
Daniel holds an Executive Master’s Degree in Business Administration, EMBA (Finance Option), a Master of Arts (MA) Degree in Economic Policy Management and a Master of Science (M.Sc.) Degree in Development Finance all from the University of Ghana. Furthermore, he has a Bachelor’s Degree (B.Sc.) in Mechanical Engineering from the University of Ibadan, Nigeria. Daniel has attended many courses both locally and internationally including Executive Management courses at Harvard Business School, Columbia University, the Wharton Business School (University of Pennsylvania), Stanford Graduate Business School, Kellogg School of Management (Northwest University), London Business School, Booth School of Business (University of Chicago), INSEAD, Sloan School of Management (Massachusetts Institute of Technology), Saïd Business School (University of Oxford) and Euromoney Training.
He is the former Managing Director of the Agricultural Development Bank (ADB) and is credited with turning the Bank around, making it profitable with healthy balance sheet growth within a very short period. Prior to that, he was the Managing Director/CEO of Zenith Bank (Ghana) Limited and under his able leadership, the Bank excelled on all parameters, whilst winning several local and international laurels.
In his role as the current Managing Director of OmniBSIC Bank, he has successfully replicated a remarkable track record of consistent performance, leading the Bank to achieve full capitalisation and profitability. Under his leadership, the bank has been awarded the Bank of the Year at the 2023 Ghana Business Awards as well as the Fastest Growing Corporate Bank 2023 by the Global Banking and Finance Magazine, London, and was the first bank in Ghana to be featured on the front cover of the International Banker Magazine with editorial content about the bank (Autumn 2025), amongst others.
He is the recipient of the Global Well-Respected CEO in Banking Award 2023 by the Executive Business Magazine, held in Singapore and the 2023 African Banking Leadership Commendation Award, held in Addis Ababa. Additionally, he was adjudged the Personality of the Year (Private Sector) at the Ghana CEO Awards 2023 and at the Ghana Business Awards 2023 respectively, as well as Banking CEO of the Year Ghana 2024 from the Global Banking and Finance Magazine, UK. He was named amongst the Top 10 Visionaries in Banking 2025 by the Timeiconic Magazine. The Global Banking and Finance Review has also named him the Banking CEO of the Year Ghana 2026.
Daniel is an honorary fellow of the Chartered Institute of Credit Management Ghana (CICM) as well as an honorary fellow of the Chartered Institute of Human Resource Management Ghana (CIHRM). He is an ordained Minister and currently the Chairman of the International Presbytery of Fountain Gate Chapel Worldwide.
He sits on the Boards of several reputable institutions in Ghana.
Daniel is married to Harriet, and they are blessed with four (4) wonderful children.
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